Prudential Financial, Inc. (PRU)vsUnum Group (UNM)
PRU
Prudential Financial, Inc.
$108.26
+1.26%
FINANCIAL SERVICES · Cap: $37.68B
UNM
Unum Group
$91.34
+2.27%
FINANCIAL SERVICES · Cap: $14.82B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 374% more annual revenue ($63.29B vs $13.34B). UNM leads profitability with a 5.9% profit margin vs 5.5%. UNM appears more attractively valued with a PEG of 1.03. UNM earns a higher WallStSmart Score of 67/100 (B-).
PRU
Buy59
out of 100
Grade: C
UNM
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
15.3% revenue growth
Generating 1.0B in free cash flow
Reasonable price relative to book value
Earnings expanding 33.0% YoY
Areas to Watch
5.5% margin — thin
Operating margin of 4.7%
Earnings declined 14.3%
Distress zone — elevated risk
ROE of 7.2% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 15.3% demonstrates continued momentum. PEG of 1.18 suggests the stock is reasonably priced for its growth.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, Operating Margin, EPS Growth.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
PRU profiles as a growth stock while UNM is a value play — different risk/reward profiles.
PRU carries more volatility with a beta of 0.85 — expect wider price swings.
PRU is growing revenue faster at 15.3% — sustainability is the question.
PRU generates stronger free cash flow (1.0B), providing more financial flexibility.
Bottom Line
UNM scores higher overall (67/100 vs 59/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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