WallStSmart

PS International Group Ltd. Ordinary Shares (PSIG)vsZTO Express (Cayman) Inc (ZTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ZTO Express (Cayman) Inc generates 96774% more annual revenue ($51.49B vs $53.15M). ZTO leads profitability with a 17.9% profit margin vs -28.6%. ZTO earns a higher WallStSmart Score of 70/100 (B-).

PSIG

Avoid

22

out of 100

Grade: F

Growth: 2.0Profit: 2.5Value: 5.0Quality: 4.0
Piotroski: 1/9Altman Z: 0.50

ZTO

Strong Buy

70

out of 100

Grade: B-

Growth: 7.3Profit: 7.0Value: 8.0Quality: 7.5
Piotroski: 5/9Altman Z: 3.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PSIG.

ZTOUndervalued (+64.4%)

Margin of Safety

+64.4%

Fair Value

$69.95

Current Price

$23.83

$46.12 discount

UndervaluedFair: $69.95Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PSIG1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.2810/10

Conservative balance sheet, low leverage

ZTO5 strengths · Avg: 8.4/10
Altman Z-ScoreHealth
3.4210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.0%8/10

Revenue surging 22.0% year-over-year

Free Cash FlowQuality
$2.79B8/10

Generating 2.8B in free cash flow

Areas to Watch

PSIG4 concerns · Avg: 2.8/10
Market CapQuality
$19.53M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.4%3/10

Operating margin of 1.4%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-40.7%2/10

ROE of -40.7% — below average capital efficiency

ZTO0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : PSIG

The strongest argument for PSIG centers on Debt/Equity.

Bull Case : ZTO

The strongest argument for ZTO centers on Altman Z-Score, P/E Ratio, Price/Book. Profitability is solid with margins at 17.9% and operating margin at 19.2%. Revenue growth of 22.0% demonstrates continued momentum.

Bear Case : PSIG

The primary concerns for PSIG are Market Cap, Operating Margin, Piotroski F-Score.

Bear Case : ZTO

No major red flags identified for ZTO, but monitor valuation.

Key Dynamics to Monitor

PSIG profiles as a turnaround stock while ZTO is a growth play — different risk/reward profiles.

PSIG carries more volatility with a beta of 0.06 — expect wider price swings.

ZTO is growing revenue faster at 22.0% — sustainability is the question.

ZTO generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

ZTO scores higher overall (70/100 vs 22/100), backed by strong 17.9% margins and 22.0% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PS International Group Ltd. Ordinary Shares

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

PS International Group Ltd. is a diversified investment firm that leverages advanced technology and sustainable solutions across multiple high-growth sectors. Committed to environmental sustainability and social responsibility, the company seeks to foster development in emerging markets while maximizing shareholder value. Through its extensive industry expertise and strategic partnerships, PS International is positioning itself as a leader in sustainable investment, actively pursuing opportunities for market expansion and innovation.

ZTO Express (Cayman) Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · China

ZTO Express (Cayman) Inc. provides express delivery and other value-added logistics services in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

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