WallStSmart

PS International Group Ltd. Ordinary Shares (PSIG)vsZTO Express (Cayman) Inc (ZTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ZTO Express (Cayman) Inc generates 101888% more annual revenue ($54.21B vs $53.15M). ZTO leads profitability with a 19.0% profit margin vs -28.6%. ZTO earns a higher WallStSmart Score of 80/100 (B+).

PSIG

Avoid

22

out of 100

Grade: F

Growth: 2.0Profit: 2.5Value: 5.0Quality: 4.0
Piotroski: 1/9Altman Z: -0.80

ZTO

Strong Buy

80

out of 100

Grade: B+

Growth: 8.7Profit: 7.0Value: 8.7Quality: 7.5
Piotroski: 5/9Altman Z: 3.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PSIG.

ZTOUndervalued (+65.7%)

Margin of Safety

+65.7%

Fair Value

$72.53

Current Price

$21.19

$51.34 discount

UndervaluedFair: $72.53Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PSIG1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.2810/10

Conservative balance sheet, low leverage

ZTO6 strengths · Avg: 9.0/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
58.1%10/10

Earnings expanding 58.1% YoY

Altman Z-ScoreHealth
3.4210/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.2%8/10

Strong operational efficiency at 22.2%

Revenue GrowthGrowth
23.0%8/10

Revenue surging 23.0% year-over-year

Areas to Watch

PSIG4 concerns · Avg: 2.8/10
Market CapQuality
$34.61M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.4%3/10

Operating margin of 1.4%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-40.7%2/10

ROE of -40.7% — below average capital efficiency

ZTO0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : PSIG

The strongest argument for PSIG centers on Debt/Equity.

Bull Case : ZTO

The strongest argument for ZTO centers on P/E Ratio, EPS Growth, Altman Z-Score. Profitability is solid with margins at 19.0% and operating margin at 22.2%. Revenue growth of 23.0% demonstrates continued momentum.

Bear Case : PSIG

The primary concerns for PSIG are Market Cap, Operating Margin, Piotroski F-Score.

Bear Case : ZTO

No major red flags identified for ZTO, but monitor valuation.

Key Dynamics to Monitor

PSIG profiles as a turnaround stock while ZTO is a growth play — different risk/reward profiles.

PSIG carries more volatility with a beta of 0.07 — expect wider price swings.

ZTO is growing revenue faster at 23.0% — sustainability is the question.

ZTO generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

ZTO scores higher overall (80/100 vs 22/100), backed by strong 19.0% margins and 23.0% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PS International Group Ltd. Ordinary Shares

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

PS International Group Ltd. is an innovative investment firm focused on sustainable solutions and advanced technologies across high-growth sectors. The company emphasizes environmental sustainability and social responsibility while striving to maximize shareholder value. By leveraging its industry expertise and strategic partnerships, PS International aims to capitalize on opportunities in emerging markets, establishing itself as a prominent leader in the sustainable investment landscape.

ZTO Express (Cayman) Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · China

ZTO Express (Cayman) Inc. provides express delivery and other value-added logistics services in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

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