WallStSmart

M/I Homes Inc (MHO)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 286% more annual revenue ($16.83B vs $4.36B). PHM leads profitability with a 12.1% profit margin vs 8.2%. MHO appears more attractively valued with a PEG of 0.95. PHM earns a higher WallStSmart Score of 59/100 (C).

MHO

Buy

56

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 6.7Quality: 6.5
Piotroski: 4/9

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 7.0Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MHOSignificantly Overvalued (-25.6%)

Margin of Safety

-25.6%

Fair Value

$115.76

Current Price

$131.87

$16.11 premium

UndervaluedFair: $115.76Overvalued

Intrinsic value data unavailable for PHM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MHO3 strengths · Avg: 9.3/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

PEG RatioValuation
0.958/10

Growing faster than its price suggests

PHM2 strengths · Avg: 9.0/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

MHO2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-5.7%2/10

Revenue declined 5.7%

EPS GrowthGrowth
-35.9%2/10

Earnings declined 35.9%

PHM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-12.4%2/10

Revenue declined 12.4%

EPS GrowthGrowth
-30.4%2/10

Earnings declined 30.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : MHO

The strongest argument for MHO centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : PHM

The strongest argument for PHM centers on P/E Ratio, Price/Book. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bear Case : MHO

The primary concerns for MHO are Revenue Growth, EPS Growth.

Bear Case : PHM

The primary concerns for PHM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

MHO profiles as a value stock while PHM is a declining play — different risk/reward profiles.

MHO carries more volatility with a beta of 1.65 — expect wider price swings.

MHO is growing revenue faster at -5.7% — sustainability is the question.

MHO generates stronger free cash flow (136M), providing more financial flexibility.

Bottom Line

PHM scores higher overall (59/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

M/I Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

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