WallStSmart

M/I Homes Inc (MHO)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 127% more annual revenue ($9.92B vs $4.36B). NVR leads profitability with a 12.5% profit margin vs 8.2%. MHO appears more attractively valued with a PEG of 0.95. MHO earns a higher WallStSmart Score of 56/100 (C).

MHO

Buy

56

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 6.7Quality: 8.5
Piotroski: 4/9Altman Z: 4.49

NVR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 8.0Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MHOSignificantly Overvalued (-79.5%)

Margin of Safety

-79.5%

Fair Value

$81.01

Current Price

$149.09

$68.08 premium

UndervaluedFair: $81.01Overvalued

Intrinsic value data unavailable for NVR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MHO4 strengths · Avg: 9.5/10
P/E RatioValuation
10.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.958/10

Growing faster than its price suggests

NVR3 strengths · Avg: 9.3/10
Return on EquityProfitability
35.5%10/10

Every $100 of equity generates 35 in profit

Altman Z-ScoreHealth
8.4210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Areas to Watch

MHO2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-5.7%2/10

Revenue declined 5.7%

EPS GrowthGrowth
-35.9%2/10

Earnings declined 35.9%

NVR3 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-21.4%2/10

Revenue declined 21.4%

EPS GrowthGrowth
-28.5%2/10

Earnings declined 28.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : MHO

The strongest argument for MHO centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bear Case : MHO

The primary concerns for MHO are Revenue Growth, EPS Growth.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

MHO profiles as a value stock while NVR is a declining play — different risk/reward profiles.

MHO carries more volatility with a beta of 1.64 — expect wider price swings.

MHO is growing revenue faster at -5.7% — sustainability is the question.

NVR generates stronger free cash flow (335M), providing more financial flexibility.

Bottom Line

MHO scores higher overall (56/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

M/I Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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