WallStSmart

M/I Homes Inc (MHO)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 136% more annual revenue ($10.44B vs $4.42B). NVR leads profitability with a 12.8% profit margin vs 9.1%. MHO appears more attractively valued with a PEG of 0.95. MHO earns a higher WallStSmart Score of 59/100 (C).

MHO

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 7.3Quality: 6.5
Piotroski: 4/9

NVR

Buy

53

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 4.7Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MHOSignificantly Overvalued (-45.1%)

Margin of Safety

-45.1%

Fair Value

$100.23

Current Price

$123.10

$22.87 premium

UndervaluedFair: $100.23Overvalued
NVRSignificantly Overvalued (-172.6%)

Margin of Safety

-172.6%

Fair Value

$2970.24

Current Price

$6552.20

$3581.96 premium

UndervaluedFair: $2970.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MHO3 strengths · Avg: 9.3/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.958/10

Growing faster than its price suggests

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
33.2%10/10

Every $100 of equity generates 33 in profit

P/E RatioValuation
14.9x8/10

Attractively priced relative to earnings

Areas to Watch

MHO3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-4.8%2/10

Revenue declined 4.8%

EPS GrowthGrowth
-49.4%2/10

Earnings declined 49.4%

Free Cash FlowQuality
$-13.46M2/10

Negative free cash flow — burning cash

NVR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-5.0%2/10

Revenue declined 5.0%

EPS GrowthGrowth
-13.1%2/10

Earnings declined 13.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : MHO

The strongest argument for MHO centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bear Case : MHO

The primary concerns for MHO are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : NVR

The primary concerns for NVR are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

MHO profiles as a value stock while NVR is a declining play — different risk/reward profiles.

MHO carries more volatility with a beta of 1.74 — expect wider price swings.

MHO is growing revenue faster at -4.8% — sustainability is the question.

NVR generates stronger free cash flow (436M), providing more financial flexibility.

Bottom Line

MHO scores higher overall (59/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

M/I Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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