WallStSmart

DR Horton Inc (DHI)vsM/I Homes Inc (MHO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

DR Horton Inc generates 682% more annual revenue ($33.35B vs $4.26B). DHI leads profitability with a 9.2% profit margin vs 7.4%. MHO appears more attractively valued with a PEG of 0.95. DHI earns a higher WallStSmart Score of 57/100 (C).

DHI

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 6.0Value: 5.3Quality: 8.0
Piotroski: 3/9Altman Z: 5.10

MHO

Buy

56

out of 100

Grade: C

Growth: 2.7Profit: 5.5Value: 6.0Quality: 8.5
Piotroski: 4/9Altman Z: 4.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DHISignificantly Overvalued (-38.9%)

Margin of Safety

-38.9%

Fair Value

$102.97

Current Price

$151.08

$48.11 premium

UndervaluedFair: $102.97Overvalued
MHOSignificantly Overvalued (-82.1%)

Margin of Safety

-82.1%

Fair Value

$79.86

Current Price

$151.99

$72.13 premium

UndervaluedFair: $79.86Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DHI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
5.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

MHO4 strengths · Avg: 9.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.4910/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.958/10

Growing faster than its price suggests

P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Areas to Watch

DHI3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-4.8%2/10

Earnings declined 4.8%

MHO3 concerns · Avg: 2.3/10
Profit MarginProfitability
7.4%3/10

7.4% margin — thin

Revenue GrowthGrowth
-8.5%2/10

Revenue declined 8.5%

EPS GrowthGrowth
-31.7%2/10

Earnings declined 31.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : DHI

The strongest argument for DHI centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : MHO

The strongest argument for MHO centers on Price/Book, Altman Z-Score, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : DHI

The primary concerns for DHI are Revenue Growth, Piotroski F-Score, EPS Growth.

Bear Case : MHO

The primary concerns for MHO are Profit Margin, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

MHO carries more volatility with a beta of 1.60 — expect wider price swings.

DHI is growing revenue faster at 0.0% — sustainability is the question.

DHI generates stronger free cash flow (375M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

DHI scores higher overall (57/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DR Horton Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

D.R. Horton, Inc. is a home construction company incorporated in Delaware and headquartered in Arlington, Texas.

M/I Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.

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