WallStSmart

DR Horton Inc (DHI)vsM/I Homes Inc (MHO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

DR Horton Inc generates 659% more annual revenue ($33.52B vs $4.42B). DHI leads profitability with a 10.0% profit margin vs 9.1%. MHO appears more attractively valued with a PEG of 0.95. MHO earns a higher WallStSmart Score of 59/100 (C).

DHI

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 6.0Value: 7.3Quality: 7.3
Piotroski: 3/9Altman Z: 5.10

MHO

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 7.3Quality: 6.5
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DHISignificantly Overvalued (-119.5%)

Margin of Safety

-119.5%

Fair Value

$74.66

Current Price

$137.69

$63.03 premium

UndervaluedFair: $74.66Overvalued
MHOSignificantly Overvalued (-45.1%)

Margin of Safety

-45.1%

Fair Value

$100.23

Current Price

$123.10

$22.87 premium

UndervaluedFair: $100.23Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DHI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
5.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

MHO3 strengths · Avg: 9.3/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Areas to Watch

DHI3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-9.5%2/10

Revenue declined 9.5%

EPS GrowthGrowth
-22.2%2/10

Earnings declined 22.2%

MHO3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-4.8%2/10

Revenue declined 4.8%

EPS GrowthGrowth
-49.4%2/10

Earnings declined 49.4%

Free Cash FlowQuality
$-13.46M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : DHI

The strongest argument for DHI centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : MHO

The strongest argument for MHO centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : DHI

The primary concerns for DHI are Piotroski F-Score, Revenue Growth, EPS Growth.

Bear Case : MHO

The primary concerns for MHO are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

MHO carries more volatility with a beta of 1.74 — expect wider price swings.

MHO is growing revenue faster at -4.8% — sustainability is the question.

DHI generates stronger free cash flow (827M), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MHO scores higher overall (59/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DR Horton Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

D.R. Horton, Inc. is a home construction company incorporated in Delaware and headquartered in Arlington, Texas.

M/I Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.

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