WallStSmart

Lennar Corporation (LEN)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 97% more annual revenue ($33.17B vs $16.83B). PHM leads profitability with a 12.1% profit margin vs 5.4%. LEN appears more attractively valued with a PEG of 0.56. PHM earns a higher WallStSmart Score of 59/100 (C).

LEN

Buy

57

out of 100

Grade: C

Growth: 2.7Profit: 5.0Value: 8.0Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 7.0Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LENUndervalued (+29.1%)

Margin of Safety

+29.1%

Fair Value

$170.78

Current Price

$90.54

$80.24 discount

UndervaluedFair: $170.78Overvalued

Intrinsic value data unavailable for PHM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.568/10

Growing faster than its price suggests

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

PHM2 strengths · Avg: 9.0/10
P/E RatioValuation
11.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

LEN4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-13.3%2/10

Revenue declined 13.3%

PHM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-12.4%2/10

Revenue declined 12.4%

EPS GrowthGrowth
-30.4%2/10

Earnings declined 30.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN

The strongest argument for LEN centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 0.56 suggests the stock is reasonably priced for its growth.

Bull Case : PHM

The strongest argument for PHM centers on P/E Ratio, Price/Book. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : LEN

The primary concerns for LEN are Profit Margin, Operating Margin, Piotroski F-Score.

Bear Case : PHM

The primary concerns for PHM are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LEN profiles as a value stock while PHM is a declining play — different risk/reward profiles.

LEN carries more volatility with a beta of 1.49 — expect wider price swings.

PHM is growing revenue faster at -12.4% — sustainability is the question.

PHM generates stronger free cash flow (134,355), providing more financial flexibility.

Bottom Line

PHM scores higher overall (59/100 vs 57/100). LEN offers better value entry with a 29.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

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