WallStSmart

Lennar Corporation (LEN-B)vsM/I Homes Inc (MHO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 651% more annual revenue ($33.17B vs $4.42B). MHO leads profitability with a 9.1% profit margin vs 5.4%. MHO appears more attractively valued with a PEG of 0.95. MHO earns a higher WallStSmart Score of 59/100 (C).

LEN-B

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 5.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

MHO

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 7.3Quality: 6.5
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LEN-BSignificantly Overvalued (-137.3%)

Margin of Safety

-137.3%

Fair Value

$47.26

Current Price

$88.33

$41.07 premium

UndervaluedFair: $47.26Overvalued
MHOSignificantly Overvalued (-45.1%)

Margin of Safety

-45.1%

Fair Value

$100.23

Current Price

$123.10

$22.87 premium

UndervaluedFair: $100.23Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN-B5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.67B8/10

Generating 1.7B in free cash flow

MHO3 strengths · Avg: 9.3/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Areas to Watch

LEN-B4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.4%3/10

5.4% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.042/10

Expensive relative to growth rate

MHO3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-4.8%2/10

Revenue declined 4.8%

EPS GrowthGrowth
-49.4%2/10

Earnings declined 49.4%

Free Cash FlowQuality
$-13.46M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN-B

The strongest argument for LEN-B centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : MHO

The strongest argument for MHO centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : LEN-B

The primary concerns for LEN-B are Profit Margin, Operating Margin, Piotroski F-Score.

Bear Case : MHO

The primary concerns for MHO are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

MHO carries more volatility with a beta of 1.74 — expect wider price swings.

MHO is growing revenue faster at -4.8% — sustainability is the question.

LEN-B generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MHO scores higher overall (59/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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M/I Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

M / I Homes, Inc., is a builder of single-family homes in Ohio, Indiana, Illinois, Michigan, Minnesota, North Carolina, Florida and Texas, United States. The company is headquartered in Columbus, Ohio.

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