NVR Inc (NVR)vsPulteGroup Inc (PHM)
NVR
NVR Inc
$6,265.10
+5.14%
CONSUMER CYCLICAL · Cap: $15.51B
PHM
PulteGroup Inc
$126.88
-3.36%
CONSUMER CYCLICAL · Cap: $23.69B
Smart Verdict
WallStSmart Research — data-driven comparison
PulteGroup Inc generates 70% more annual revenue ($15.98B vs $9.41B). PHM leads profitability with a 11.2% profit margin vs 11.1%. PHM appears more attractively valued with a PEG of 1.29. PHM earns a higher WallStSmart Score of 59/100 (C).
NVR
Buy51
out of 100
Grade: C-
PHM
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 30 in profit
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Revenue declined 8.2%
Earnings declined 20.4%
Negative free cash flow — burning cash
Revenue declined 9.8%
Earnings declined 14.5%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : NVR
The strongest argument for NVR centers on Return on Equity, Altman Z-Score, P/E Ratio.
Bull Case : PHM
The strongest argument for PHM centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.29 suggests the stock is reasonably priced for its growth.
Bear Case : NVR
The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.
Bear Case : PHM
The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
PHM carries more volatility with a beta of 1.16 — expect wider price swings.
NVR is growing revenue faster at -8.2% — sustainability is the question.
NVR generates stronger free cash flow (-158M), providing more financial flexibility.
Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PHM scores higher overall (59/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
NVR Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.
PulteGroup Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.
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