WallStSmart

Lennar Corporation (LEN)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lennar Corporation generates 230% more annual revenue ($32.74B vs $9.92B). NVR leads profitability with a 12.5% profit margin vs 4.9%. NVR appears more attractively valued with a PEG of 4.97. NVR earns a higher WallStSmart Score of 51/100 (C-).

LEN

Hold

46

out of 100

Grade: D+

Growth: 2.7Profit: 5.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 3.66

NVR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 8.0Value: 5.0Quality: 7.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LENUndervalued (+11.0%)

Margin of Safety

+11.0%

Fair Value

$136.01

Current Price

$90.49

$45.52 discount

UndervaluedFair: $136.01Overvalued

Intrinsic value data unavailable for NVR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LEN4 strengths · Avg: 9.3/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

NVR2 strengths · Avg: 9.0/10
Return on EquityProfitability
35.5%10/10

Every $100 of equity generates 35 in profit

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Areas to Watch

LEN4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.5%3/10

ROE of 7.5% — below average capital efficiency

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
12.282/10

Expensive relative to growth rate

NVR3 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-21.4%2/10

Revenue declined 21.4%

EPS GrowthGrowth
-28.5%2/10

Earnings declined 28.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : LEN

The strongest argument for LEN centers on Price/Book, Altman Z-Score, Debt/Equity.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, P/E Ratio.

Bear Case : LEN

The primary concerns for LEN are Return on Equity, Profit Margin, Piotroski F-Score. Thin 4.9% margins leave little buffer for downturns.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LEN profiles as a value stock while NVR is a declining play — different risk/reward profiles.

LEN carries more volatility with a beta of 1.40 — expect wider price swings.

LEN is growing revenue faster at -5.2% — sustainability is the question.

NVR generates stronger free cash flow (335M), providing more financial flexibility.

Bottom Line

NVR scores higher overall (51/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lennar Corporation

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Lennar Corporation is a home construction and real estate company based in Fontainebleau, Florida.

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NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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