Jackson Financial Inc (JXN)vsUnum Group (UNM)
JXN
Jackson Financial Inc
$107.75
+1.17%
FINANCIAL SERVICES · Cap: $7.53B
UNM
Unum Group
$74.50
+0.89%
FINANCIAL SERVICES · Cap: $12.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Unum Group generates 93% more annual revenue ($13.08B vs $6.76B). UNM leads profitability with a 5.7% profit margin vs 0.4%. UNM earns a higher WallStSmart Score of 56/100 (C).
JXN
Buy56
out of 100
Grade: C
UNM
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for JXN.
Margin of Safety
-145.9%
Fair Value
$29.04
Current Price
$74.50
$45.46 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 23.6%
Generating 1.6B in free cash flow
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
ROE of 0.7% — below average capital efficiency
0.4% margin — thin
Earnings declined 31.8%
0.2% revenue growth
ROE of 6.7% — below average capital efficiency
5.7% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : JXN
The strongest argument for JXN centers on Price/Book, Operating Margin, Free Cash Flow.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, P/E Ratio. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : JXN
The primary concerns for JXN are Return on Equity, Profit Margin, EPS Growth. Thin 0.4% margins leave little buffer for downturns.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
JXN carries more volatility with a beta of 1.47 — expect wider price swings.
JXN is growing revenue faster at 7.2% — sustainability is the question.
JXN generates stronger free cash flow (1.6B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JXN scores higher overall (56/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Jackson Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Jackson Financial Inc. is a prominent provider in the U.S. life insurance and asset management sectors, focusing on innovative retirement solutions that prioritize long-term financial security for individuals and families. The company specializes in a diverse range of fixed and variable annuities, as well as life insurance products, designed to address the unique needs of retirees and investors in an evolving financial landscape. With a robust commitment to customer service and the use of advanced technology, Jackson Financial is well-equipped to capitalize on demographic trends and the increasing demand for comprehensive retirement planning. Its extensive distribution network and emphasis on sustainable growth further enhance its competitive positioning within the market.
Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
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