Jackson Financial Inc (JXN)vsPrudential PLC ADR (PUK)
JXN
Jackson Financial Inc
$138.12
-0.17%
FINANCIAL SERVICES · Cap: $9.25B
PUK
Prudential PLC ADR
$26.68
-0.34%
FINANCIAL SERVICES · Cap: $34.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential PLC ADR generates 118% more annual revenue ($14.31B vs $6.55B). PUK leads profitability with a 25.5% profit margin vs 1.6%. PUK trades at a lower P/E of 10.0x. PUK earns a higher WallStSmart Score of 55/100 (C-).
JXN
Hold46
out of 100
Grade: D+
PUK
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 291.6% YoY
Conservative balance sheet, low leverage
Generating 1.8B in free cash flow
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Keeps 26 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 28.1%
Areas to Watch
1.6% margin — thin
Premium valuation, high expectations priced in
ROE of -3.9% — below average capital efficiency
Revenue declined 22.6%
Expensive relative to growth rate
Revenue declined 1.8%
Earnings declined 23.0%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : JXN
The strongest argument for JXN centers on Price/Book, EPS Growth, Debt/Equity.
Bull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 25.5% and operating margin at 28.1%.
Bear Case : JXN
The primary concerns for JXN are Profit Margin, P/E Ratio, Return on Equity. A P/E of 148.5x leaves little room for execution misses. Thin 1.6% margins leave little buffer for downturns.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
JXN profiles as a value stock while PUK is a declining play — different risk/reward profiles.
JXN carries more volatility with a beta of 1.32 — expect wider price swings.
PUK is growing revenue faster at -1.8% — sustainability is the question.
JXN generates stronger free cash flow (1.8B), providing more financial flexibility.
Bottom Line
PUK scores higher overall (55/100 vs 46/100), backed by strong 25.5% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Jackson Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Jackson Financial Inc. is a prominent player in the U.S. life insurance and asset management sectors, renowned for its innovative retirement solutions that aim to bolster financial security for individuals and families. The company offers a diverse portfolio of fixed and variable annuities along with life insurance products, skillfully meeting the evolving needs of retirees and investors in a complex financial landscape. By harnessing cutting-edge technology and a robust distribution network, Jackson Financial is well-equipped to capitalize on demographic trends and the rising demand for efficient retirement planning, positioning itself for sustained growth and a competitive advantage in the industry.
Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
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