WallStSmart

Heartland Express Inc (HTLD)vsSchneider National Inc (SNDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Schneider National Inc generates 690% more annual revenue ($5.82B vs $736.28M). SNDR leads profitability with a 1.9% profit margin vs -3.0%. HTLD appears more attractively valued with a PEG of 1.68. SNDR earns a higher WallStSmart Score of 55/100 (C-).

HTLD

Hold

36

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 5.7Quality: 7.0
Piotroski: 3/9Altman Z: 2.70

SNDR

Buy

55

out of 100

Grade: C-

Growth: 6.0Profit: 4.0Value: 2.0Quality: 7.0
Piotroski: 5/9Altman Z: 2.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HTLDUndervalued (+27.2%)

Margin of Safety

+27.2%

Fair Value

$16.24

Current Price

$12.34

$3.90 discount

UndervaluedFair: $16.24Overvalued
SNDRSignificantly Overvalued (-32.7%)

Margin of Safety

-32.7%

Fair Value

$25.44

Current Price

$34.15

$8.71 premium

UndervaluedFair: $25.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTLD2 strengths · Avg: 9.5/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

SNDR3 strengths · Avg: 8.3/10
Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
40.0%8/10

Earnings expanding 40.0% YoY

Areas to Watch

HTLD4 concerns · Avg: 3.0/10
PEG RatioValuation
1.684/10

Expensive relative to growth rate

Market CapQuality
$935.73M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

SNDR4 concerns · Avg: 2.8/10
Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

PEG RatioValuation
4.362/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : HTLD

The strongest argument for HTLD centers on Price/Book, Debt/Equity.

Bull Case : SNDR

The strongest argument for SNDR centers on Debt/Equity, Price/Book, EPS Growth. Revenue growth of 10.4% demonstrates continued momentum.

Bear Case : HTLD

The primary concerns for HTLD are PEG Ratio, Market Cap, Piotroski F-Score.

Bear Case : SNDR

The primary concerns for SNDR are Return on Equity, Profit Margin, Operating Margin. A P/E of 54.4x leaves little room for execution misses. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

HTLD profiles as a turnaround stock while SNDR is a value play — different risk/reward profiles.

HTLD carries more volatility with a beta of 1.33 — expect wider price swings.

SNDR is growing revenue faster at 10.4% — sustainability is the question.

SNDR generates stronger free cash flow (49M), providing more financial flexibility.

Bottom Line

SNDR scores higher overall (55/100 vs 36/100) and 10.4% revenue growth. HTLD offers better value entry with a 27.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Heartland Express Inc

INDUSTRIALS · TRUCKING · USA

Heartland Express, Inc., is a short- to medium-haul truck freight carrier in the United States and Canada. The company is headquartered in North Liberty, Iowa.

Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

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