WallStSmart

Schneider National Inc (SNDR)vsTFI International Inc (TFII)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TFI International Inc generates 43% more annual revenue ($8.12B vs $5.67B). TFII leads profitability with a 4.1% profit margin vs 1.7%. TFII trades at a lower P/E of 40.7x. TFII earns a higher WallStSmart Score of 54/100 (C-).

SNDR

Hold

36

out of 100

Grade: F

Growth: 2.0Profit: 4.0Value: 2.0Quality: 7.0
Piotroski: 5/9Altman Z: 2.83

TFII

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SNDRSignificantly Overvalued (-50.7%)

Margin of Safety

-50.7%

Fair Value

$24.40

Current Price

$35.24

$10.84 premium

UndervaluedFair: $24.40Overvalued

Intrinsic value data unavailable for TFII.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SNDR2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

TFII1 strengths · Avg: 8.0/10
EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

Areas to Watch

SNDR4 concerns · Avg: 2.8/10
Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

Operating MarginProfitability
2.4%3/10

Operating margin of 2.4%

PEG RatioValuation
4.362/10

Expensive relative to growth rate

TFII4 concerns · Avg: 2.8/10
Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Debt/EquityHealth
1.203/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
40.7x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : SNDR

The strongest argument for SNDR centers on Debt/Equity, Price/Book.

Bull Case : TFII

The strongest argument for TFII centers on EPS Growth. Revenue growth of 12.4% demonstrates continued momentum.

Bear Case : SNDR

The primary concerns for SNDR are Return on Equity, Profit Margin, Operating Margin. A P/E of 66.9x leaves little room for execution misses. Thin 1.7% margins leave little buffer for downturns.

Bear Case : TFII

The primary concerns for TFII are Profit Margin, Debt/Equity, Piotroski F-Score. A P/E of 40.7x leaves little room for execution misses. Thin 4.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

TFII carries more volatility with a beta of 1.48 — expect wider price swings.

TFII is growing revenue faster at 12.4% — sustainability is the question.

TFII generates stronger free cash flow (94M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TFII scores higher overall (54/100 vs 36/100) and 12.4% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

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TFI International Inc

INDUSTRIALS · TRUCKING · USA

TFI International Inc. provides transportation and logistics services in the United States, Canada, and Mexico. The company is headquartered in Saint-Laurent, Canada.

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