WallStSmart

Saia Inc (SAIA)vsSchneider National Inc (SNDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Schneider National Inc generates 74% more annual revenue ($5.67B vs $3.25B). SAIA leads profitability with a 7.8% profit margin vs 1.7%. SAIA appears more attractively valued with a PEG of 2.65. SAIA earns a higher WallStSmart Score of 46/100 (D+).

SAIA

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 5.5Value: 3.0Quality: 8.0
Piotroski: 5/9Altman Z: 3.95

SNDR

Hold

36

out of 100

Grade: F

Growth: 2.0Profit: 4.0Value: 2.0Quality: 7.0
Piotroski: 5/9Altman Z: 2.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for SAIA.

SNDRSignificantly Overvalued (-62.2%)

Margin of Safety

-62.2%

Fair Value

$23.70

Current Price

$37.09

$13.39 premium

UndervaluedFair: $23.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAIA2 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

SNDR2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

SAIA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

PEG RatioValuation
2.652/10

Expensive relative to growth rate

SNDR4 concerns · Avg: 2.8/10
Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

Operating MarginProfitability
2.4%3/10

Operating margin of 2.4%

PEG RatioValuation
4.362/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SAIA

The strongest argument for SAIA centers on Debt/Equity, Altman Z-Score.

Bull Case : SNDR

The strongest argument for SNDR centers on Debt/Equity, Price/Book.

Bear Case : SAIA

The primary concerns for SAIA are Revenue Growth, EPS Growth, Profit Margin. A P/E of 50.8x leaves little room for execution misses.

Bear Case : SNDR

The primary concerns for SNDR are Return on Equity, Profit Margin, Operating Margin. A P/E of 68.6x leaves little room for execution misses. Thin 1.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

SAIA carries more volatility with a beta of 2.12 — expect wider price swings.

SAIA is growing revenue faster at 2.4% — sustainability is the question.

SAIA generates stronger free cash flow (74M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SAIA scores higher overall (46/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

Visit Website →

Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

Visit Website →

Want to dig deeper into these stocks?