WallStSmart

Global Payments Inc (GPN)vsYSX Tech. Co., Ltd Class A Ordinary Shares (YSXT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 9735% more annual revenue ($7.71B vs $78.35M). GPN leads profitability with a 18.2% profit margin vs 6.1%. YSXT trades at a lower P/E of 7.3x. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

YSXT

Buy

57

out of 100

Grade: C

Growth: 9.3Profit: 6.5Value: 8.3Quality: 8.5
Piotroski: 3/9Altman Z: 4.79
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued
YSXTUndervalued (+86.5%)

Margin of Safety

+86.5%

Fair Value

$9.83

Current Price

$1.18

$8.65 discount

UndervaluedFair: $9.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

YSXT6 strengths · Avg: 9.2/10
P/E RatioValuation
7.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.7910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
20.2%8/10

Revenue surging 20.2% year-over-year

EPS GrowthGrowth
30.5%8/10

Earnings expanding 30.5% YoY

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

YSXT4 concerns · Avg: 2.8/10
Market CapQuality
$42.94M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.1%3/10

6.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-7.69M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bull Case : YSXT

The strongest argument for YSXT centers on P/E Ratio, Price/Book, Altman Z-Score. Revenue growth of 20.2% demonstrates continued momentum.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : YSXT

The primary concerns for YSXT are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

GPN profiles as a value stock while YSXT is a growth play — different risk/reward profiles.

YSXT is growing revenue faster at 20.2% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPN scores higher overall (63/100 vs 57/100), backed by strong 18.2% margins. YSXT offers better value entry with a 86.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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YSX Tech. Co., Ltd Class A Ordinary Shares

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

YSX Tech.

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