WallStSmart

Global Payments Inc (GPN)vsWhere Food Comes From Inc (WFCF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 30857% more annual revenue ($7.71B vs $24.89M). GPN leads profitability with a 18.2% profit margin vs 6.2%. GPN appears more attractively valued with a PEG of 0.20. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

WFCF

Hold

46

out of 100

Grade: D+

Growth: 6.0Profit: 5.0Value: 9.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued
WFCFUndervalued (+18.4%)

Margin of Safety

+18.4%

Fair Value

$14.04

Current Price

$12.05

$1.99 discount

UndervaluedFair: $14.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

WFCF2 strengths · Avg: 10.0/10
PEG RatioValuation
0.4410/10

Growing faster than its price suggests

EPS GrowthGrowth
141.0%10/10

Earnings expanding 141.0% YoY

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

WFCF4 concerns · Avg: 2.5/10
Market CapQuality
$60.93M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.2%3/10

6.2% margin — thin

P/E RatioValuation
40.2x2/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
-9.3%2/10

Revenue declined 9.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bull Case : WFCF

The strongest argument for WFCF centers on PEG Ratio, EPS Growth. PEG of 0.44 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : WFCF

The primary concerns for WFCF are Market Cap, Profit Margin, P/E Ratio. A P/E of 40.2x leaves little room for execution misses.

Key Dynamics to Monitor

GPN carries more volatility with a beta of 0.73 — expect wider price swings.

GPN is growing revenue faster at 0.0% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPN scores higher overall (63/100 vs 46/100), backed by strong 18.2% margins. WFCF offers better value entry with a 18.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Where Food Comes From Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Where Food Comes From, Inc. provides verification and certification solutions for the agricultural, livestock, and food industries in the United States. The company is headquartered in Castle Rock, Colorado.

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