WallStSmart

Global Payments Inc (GPN)vsTranscat Inc (TRNS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 2310% more annual revenue ($7.71B vs $319.69M). GPN leads profitability with a 18.2% profit margin vs 2.5%. GPN trades at a lower P/E of 16.0x. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

TRNS

Hold

38

out of 100

Grade: F

Growth: 6.0Profit: 4.0Value: 3.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued
TRNSSignificantly Overvalued (-1251.0%)

Margin of Safety

-1251.0%

Fair Value

$5.78

Current Price

$72.97

$67.19 premium

UndervaluedFair: $5.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

TRNS2 strengths · Avg: 8.0/10
Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
25.6%8/10

Revenue surging 25.6% year-over-year

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

TRNS4 concerns · Avg: 3.0/10
Market CapQuality
$678.82M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.7%3/10

ROE of 2.7% — below average capital efficiency

Profit MarginProfitability
2.5%3/10

2.5% margin — thin

Operating MarginProfitability
1.0%3/10

Operating margin of 1.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bull Case : TRNS

The strongest argument for TRNS centers on Price/Book, Revenue Growth. Revenue growth of 25.6% demonstrates continued momentum.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : TRNS

The primary concerns for TRNS are Market Cap, Return on Equity, Profit Margin. A P/E of 85.6x leaves little room for execution misses. Thin 2.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

GPN profiles as a value stock while TRNS is a growth play — different risk/reward profiles.

GPN carries more volatility with a beta of 0.73 — expect wider price swings.

TRNS is growing revenue faster at 25.6% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (63/100 vs 38/100), backed by strong 18.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Transcat Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Transcat, Inc. provides laboratory instrument and calibration services in the United States, Canada, and internationally. The company is headquartered in Rochester, New York.

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