Global Payments Inc (GPN)vsSpire Global Inc (SPIR)
GPN
Global Payments Inc
$70.77
-0.28%
INDUSTRIALS · Cap: $19.81B
SPIR
Spire Global Inc
$13.73
+7.10%
INDUSTRIALS · Cap: $429.52M
Smart Verdict
WallStSmart Research — data-driven comparison
Global Payments Inc generates 10669% more annual revenue ($7.71B vs $71.55M). SPIR leads profitability with a 71.7% profit margin vs 18.2%. SPIR trades at a lower P/E of 8.6x. GPN earns a higher WallStSmart Score of 63/100 (C+).
GPN
Buy63
out of 100
Grade: C+
SPIR
Hold40
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-139.8%
Fair Value
$30.12
Current Price
$70.77
$40.65 premium
Margin of Safety
+11.6%
Fair Value
$10.13
Current Price
$13.73
$3.60 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 27.9%
Attractively priced relative to earnings
Every $100 of equity generates 101 in profit
Keeps 72 of every $100 in revenue as profit
Areas to Watch
0.0% revenue growth
ROE of 4.8% — below average capital efficiency
Earnings declined 59.2%
Distress zone — elevated risk
0.0% earnings growth
Smaller company, higher risk/reward
Revenue declined 26.9%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : GPN
The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.
Bull Case : SPIR
The strongest argument for SPIR centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 71.7% and operating margin at -114.1%.
Bear Case : GPN
The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : SPIR
The primary concerns for SPIR are EPS Growth, Market Cap, Revenue Growth.
Key Dynamics to Monitor
GPN profiles as a value stock while SPIR is a declining play — different risk/reward profiles.
SPIR carries more volatility with a beta of 2.54 — expect wider price swings.
GPN is growing revenue faster at 0.0% — sustainability is the question.
GPN generates stronger free cash flow (347M), providing more financial flexibility.
Bottom Line
GPN scores higher overall (63/100 vs 40/100), backed by strong 18.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Global Payments Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.
Visit Website →Spire Global Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Spire Global, Inc. develops a hardware and smart analytics platform that tracks oceans, skies, and weather. The company is headquartered in San Francisco, California with additional offices in Boulder, Colorado; Washington, D.C.; Glasgow, United Kingdom; Luxembourg; and Singapore.
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