WallStSmart

Global Payments Inc (GPN)vsRentokil Initial PLC (RTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 43% more annual revenue ($10.21B vs $7.13B). RTO leads profitability with a 6.7% profit margin vs -9.2%. GPN appears more attractively valued with a PEG of 0.21. GPN earns a higher WallStSmart Score of 61/100 (C+).

GPN

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 4.0Value: 8.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.02

RTO

Buy

57

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.7Quality: 5.5
Piotroski: 4/9Altman Z: 2.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNUndervalued (+49.5%)

Margin of Safety

+49.5%

Fair Value

$142.91

Current Price

$85.29

$57.62 discount

UndervaluedFair: $142.91Overvalued
RTOSignificantly Overvalued (-23.5%)

Margin of Safety

-23.5%

Fair Value

$26.32

Current Price

$21.36

$4.96 premium

UndervaluedFair: $26.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2110/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
68.6%10/10

Revenue surging 68.6% year-over-year

RTO2 strengths · Avg: 8.0/10
PEG RatioValuation
0.878/10

Growing faster than its price suggests

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

GPN4 concerns · Avg: 2.0/10
P/E RatioValuation
40.4x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-4.1%2/10

ROE of -4.1% — below average capital efficiency

EPS GrowthGrowth
-95.2%2/10

Earnings declined 95.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

RTO4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Profit MarginProfitability
6.7%3/10

6.7% margin — thin

Debt/EquityHealth
1.113/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 68.6% demonstrates continued momentum. PEG of 0.21 suggests the stock is reasonably priced for its growth.

Bull Case : RTO

The strongest argument for RTO centers on PEG Ratio, Price/Book. PEG of 0.87 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth. A P/E of 40.4x leaves little room for execution misses.

Bear Case : RTO

The primary concerns for RTO are P/E Ratio, EPS Growth, Profit Margin.

Key Dynamics to Monitor

GPN profiles as a hypergrowth stock while RTO is a value play — different risk/reward profiles.

GPN carries more volatility with a beta of 0.79 — expect wider price swings.

GPN is growing revenue faster at 68.6% — sustainability is the question.

GPN generates stronger free cash flow (427M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (61/100 vs 57/100) and 68.6% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Rentokil Initial PLC

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Rentokil Initial plc offers route-based services in North America, the UK, the rest of Europe, Asia, the Pacific and internationally. The company is headquartered in Crawley, the United Kingdom.

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