WallStSmart

Global Payments Inc (GPN)vsMaximus Inc (MMS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 67% more annual revenue ($8.86B vs $5.32B). MMS leads profitability with a 7.0% profit margin vs -8.0%. GPN appears more attractively valued with a PEG of 0.22. MMS earns a higher WallStSmart Score of 60/100 (C+).

GPN

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 3.5Value: 8.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.02

MMS

Buy

60

out of 100

Grade: C+

Growth: 4.7Profit: 6.5Value: 8.0Quality: 7.5
Piotroski: 6/9Altman Z: 2.69
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNUndervalued (+40.2%)

Margin of Safety

+40.2%

Fair Value

$120.72

Current Price

$88.27

$32.45 discount

UndervaluedFair: $120.72Overvalued
MMSUndervalued (+59.1%)

Margin of Safety

+59.1%

Fair Value

$185.16

Current Price

$63.17

$121.99 discount

UndervaluedFair: $185.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
63.1%10/10

Revenue surging 63.1% year-over-year

MMS3 strengths · Avg: 9.0/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.0%9/10

Every $100 of equity generates 22 in profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

GPN4 concerns · Avg: 2.5/10
P/E RatioValuation
28.6x4/10

Moderate valuation

Return on EquityProfitability
-3.0%2/10

ROE of -3.0% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Free Cash FlowQuality
$-550.16M2/10

Negative free cash flow — burning cash

MMS3 concerns · Avg: 3.0/10
PEG RatioValuation
2.064/10

Expensive relative to growth rate

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

Revenue GrowthGrowth
-4.1%2/10

Revenue declined 4.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 63.1% demonstrates continued momentum. PEG of 0.22 suggests the stock is reasonably priced for its growth.

Bull Case : MMS

The strongest argument for MMS centers on P/E Ratio, Return on Equity, Price/Book.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth.

Bear Case : MMS

The primary concerns for MMS are PEG Ratio, Profit Margin, Revenue Growth.

Key Dynamics to Monitor

GPN profiles as a hypergrowth stock while MMS is a value play — different risk/reward profiles.

GPN carries more volatility with a beta of 0.77 — expect wider price swings.

GPN is growing revenue faster at 63.1% — sustainability is the question.

MMS generates stronger free cash flow (179M), providing more financial flexibility.

Bottom Line

MMS scores higher overall (60/100 vs 59/100). GPN offers better value entry with a 40.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Maximus Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Maximus, Inc. provides Business Process Services (BPS) to government health and human services programs worldwide. The company is headquartered in Reston, Virginia.

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