Granite Point Mortgage Trust Inc (GPMT)vsRithm Capital Corp. (RITM)
GPMT
Granite Point Mortgage Trust Inc
$4.49
-8.92%
REAL ESTATE · Cap: $22.79M
RITM
Rithm Capital Corp.
$9.27
-1.28%
REAL ESTATE · Cap: $4.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates -14991% more annual revenue ($4.32B vs $-28.99M). RITM leads profitability with a 10.8% profit margin vs 0.0%. RITM earns a higher WallStSmart Score of 49/100 (D+).
GPMT
Hold46
out of 100
Grade: D+
RITM
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for GPMT.
Margin of Safety
+83.1%
Fair Value
$63.34
Current Price
$9.27
$54.07 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 123.8%
Revenue surging 92.8% year-over-year
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Elevated debt levels
ROE of -6.4% — below average capital efficiency
Weak financial health signals
Earnings declined 93.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GPMT
The strongest argument for GPMT centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 92.8% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on Price/Book, P/E Ratio.
Bear Case : GPMT
The primary concerns for GPMT are Market Cap, Profit Margin, Debt/Equity. Debt-to-equity of 1.98 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
GPMT profiles as a hypergrowth stock while RITM is a value play — different risk/reward profiles.
GPMT carries more volatility with a beta of 1.65 — expect wider price swings.
GPMT is growing revenue faster at 92.8% — sustainability is the question.
RITM generates stronger free cash flow (172M), providing more financial flexibility.
Bottom Line
RITM scores higher overall (49/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Granite Point Mortgage Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.
Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
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