WallStSmart

AGNC Investment Corp. (AGNCP)vsRithm Capital Corp. (RITM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rithm Capital Corp. generates 80% more annual revenue ($4.32B vs $2.40B). AGNCP leads profitability with a 94.4% profit margin vs 10.8%. AGNCP earns a higher WallStSmart Score of 64/100 (C+).

AGNCP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 6.0Quality: 2.5
Piotroski: 3/9Altman Z: -0.93

RITM

Hold

49

out of 100

Grade: D+

Growth: 6.0Profit: 5.5Value: 7.7Quality: 3.0
Piotroski: 2/9Altman Z: 0.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCPUndervalued (+16.9%)

Margin of Safety

+16.9%

Fair Value

$30.16

Current Price

$25.36

$4.80 discount

UndervaluedFair: $30.16Overvalued
RITMUndervalued (+83.3%)

Margin of Safety

+83.3%

Fair Value

$64.19

Current Price

$9.55

$54.64 discount

UndervaluedFair: $64.19Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCP5 strengths · Avg: 9.6/10
Profit MarginProfitability
94.4%10/10

Keeps 94 of every $100 in revenue as profit

Operating MarginProfitability
95.6%10/10

Strong operational efficiency at 95.6%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

RITM2 strengths · Avg: 9.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

P/E RatioValuation
16.4x8/10

Attractively priced relative to earnings

Areas to Watch

AGNCP3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.932/10

Distress zone — elevated risk

Debt/EquityHealth
7.161/10

Elevated debt levels

RITM4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-93.2%2/10

Earnings declined 93.2%

Altman Z-ScoreHealth
0.402/10

Distress zone — elevated risk

Debt/EquityHealth
4.721/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCP

The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : RITM

The strongest argument for RITM centers on Price/Book, P/E Ratio.

Bear Case : AGNCP

The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.

Bear Case : RITM

The primary concerns for RITM are Piotroski F-Score, EPS Growth, Altman Z-Score. Debt-to-equity of 4.72 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNCP profiles as a growth stock while RITM is a value play — different risk/reward profiles.

AGNCP carries more volatility with a beta of 1.30 — expect wider price swings.

AGNCP is growing revenue faster at 546.0% — sustainability is the question.

AGNCP generates stronger free cash flow (218M), providing more financial flexibility.

Bottom Line

AGNCP scores higher overall (64/100 vs 49/100), backed by strong 94.4% margins and 546.0% revenue growth. RITM offers better value entry with a 83.3% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Rithm Capital Corp.

REAL ESTATE · REIT - MORTGAGE · USA

Rhythm Capital Corp. The company is headquartered in New York, New York.

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