AGNC Investment Corp. (AGNCP)vsRithm Capital Corp. (RITM)
AGNCP
AGNC Investment Corp.
$25.20
-0.10%
REAL ESTATE · Cap: $6.46B
RITM
Rithm Capital Corp.
$9.14
-0.44%
REAL ESTATE · Cap: $5.20B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 164% more annual revenue ($4.24B vs $1.60B). AGNCP leads profitability with a 91.7% profit margin vs 17.0%. RITM earns a higher WallStSmart Score of 69/100 (B-).
AGNCP
Buy62
out of 100
Grade: C+
RITM
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-21.2%
Fair Value
$20.67
Current Price
$25.20
$4.53 premium
Margin of Safety
+83.5%
Fair Value
$64.81
Current Price
$9.14
$55.67 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 64.6% year-over-year
Earnings expanding 72.2% YoY
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCP
The strongest argument for AGNCP centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.0% and operating margin at 13.2%. Revenue growth of 64.6% demonstrates continued momentum.
Bear Case : AGNCP
The primary concerns for AGNCP are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.59 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 4.62 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCP carries more volatility with a beta of 1.31 — expect wider price swings.
AGNCP is growing revenue faster at 546.0% — sustainability is the question.
AGNCP generates stronger free cash flow (387M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RITM scores higher overall (69/100 vs 62/100), backed by strong 17.0% margins and 64.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?