AGNC Investment Corp. (AGNC)vsRithm Capital Corp. (RITM)
AGNC
AGNC Investment Corp.
$10.38
-1.17%
REAL ESTATE · Cap: $11.84B
RITM
Rithm Capital Corp.
$9.14
-0.44%
REAL ESTATE · Cap: $5.20B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 164% more annual revenue ($4.24B vs $1.60B). AGNC leads profitability with a 91.7% profit margin vs 17.0%. AGNC trades at a lower P/E of 8.1x. AGNC earns a higher WallStSmart Score of 73/100 (B).
AGNC
Strong Buy73
out of 100
Grade: B
RITM
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for AGNC.
Margin of Safety
+83.5%
Fair Value
$64.81
Current Price
$9.14
$55.67 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 64.6% year-over-year
Earnings expanding 72.2% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.0% and operating margin at 13.2%. Revenue growth of 64.6% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 8.59 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 4.62 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC carries more volatility with a beta of 1.31 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (387M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AGNC scores higher overall (73/100 vs 69/100), backed by strong 91.7% margins and 546.0% revenue growth. RITM offers better value entry with a 83.5% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?