WallStSmart

AGNC Investment Corp (AGNC)vsGranite Point Mortgage Trust Inc (GPMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 28383% more annual revenue ($1.80B vs $6.31M). AGNC leads profitability with a 92.9% profit margin vs 0.0%. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.95

GPMT

Hold

44

out of 100

Grade: D

Growth: 7.3Profit: 3.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$70.20

Current Price

$10.14

$60.06 discount

UndervaluedFair: $70.20Overvalued

Intrinsic value data unavailable for GPMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC4 strengths · Avg: 10.0/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

GPMT2 strengths · Avg: 10.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
82.7%10/10

Revenue surging 82.7% year-over-year

Areas to Watch

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
17.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

GPMT4 concerns · Avg: 2.8/10
Market CapQuality
$72.77M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
2.4%3/10

Operating margin of 2.4%

Return on EquityProfitability
-7.0%2/10

ROE of -7.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : GPMT

The strongest argument for GPMT centers on Price/Book, Revenue Growth. Revenue growth of 82.7% demonstrates continued momentum.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Bear Case : GPMT

The primary concerns for GPMT are Market Cap, Profit Margin, Operating Margin.

Key Dynamics to Monitor

AGNC profiles as a mature stock while GPMT is a hypergrowth play — different risk/reward profiles.

GPMT carries more volatility with a beta of 1.75 — expect wider price swings.

GPMT is growing revenue faster at 82.7% — sustainability is the question.

AGNC generates stronger free cash flow (128M), providing more financial flexibility.

Bottom Line

AGNC scores higher overall (75/100 vs 44/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

Visit Website →

Granite Point Mortgage Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.

Want to dig deeper into these stocks?