WallStSmart

AGNC Investment Corp. (AGNCM)vsRithm Capital Corp. (RITM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rithm Capital Corp. generates 164% more annual revenue ($4.24B vs $1.60B). AGNCM leads profitability with a 91.7% profit margin vs 17.0%. RITM earns a higher WallStSmart Score of 69/100 (B-).

AGNCM

Buy

61

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 6.0Quality: 2.5
Piotroski: 2/9Altman Z: -0.95

RITM

Strong Buy

69

out of 100

Grade: B-

Growth: 10.0Profit: 6.0Value: 8.3Quality: 3.3
Piotroski: 2/9Altman Z: 0.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCMUndervalued (+15.4%)

Margin of Safety

+15.4%

Fair Value

$29.55

Current Price

$24.97

$4.58 discount

UndervaluedFair: $29.55Overvalued
RITMUndervalued (+85.5%)

Margin of Safety

+85.5%

Fair Value

$73.52

Current Price

$9.84

$63.68 discount

UndervaluedFair: $73.52Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCM5 strengths · Avg: 9.6/10
Profit MarginProfitability
91.7%10/10

Keeps 92 of every $100 in revenue as profit

Operating MarginProfitability
129.8%10/10

Strong operational efficiency at 129.8%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

RITM4 strengths · Avg: 10.0/10
P/E RatioValuation
9.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
64.6%10/10

Revenue surging 64.6% year-over-year

EPS GrowthGrowth
72.2%10/10

Earnings expanding 72.2% YoY

Areas to Watch

AGNCM3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.211/10

Elevated debt levels

RITM2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.242/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCM

The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : RITM

The strongest argument for RITM centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.0% and operating margin at 13.2%. Revenue growth of 64.6% demonstrates continued momentum.

Bear Case : AGNCM

The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.

Bear Case : RITM

The primary concerns for RITM are Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

AGNCM carries more volatility with a beta of 1.33 — expect wider price swings.

AGNCM is growing revenue faster at 546.0% — sustainability is the question.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RITM scores higher overall (69/100 vs 61/100), backed by strong 17.0% margins and 64.6% revenue growth. AGNCM offers better value entry with a 15.4% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

Visit Website →

Rithm Capital Corp.

REAL ESTATE · REIT - MORTGAGE · USA

Rhythm Capital Corp. The company is headquartered in New York, New York.

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