WallStSmart

AGNC Investment Corp. (AGNCM)vsGranite Point Mortgage Trust Inc (GPMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 15523% more annual revenue ($1.60B vs $10.27M). AGNCM leads profitability with a 91.7% profit margin vs 0.0%. AGNCM earns a higher WallStSmart Score of 61/100 (C+).

AGNCM

Buy

61

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.7Quality: 2.5
Piotroski: 3/9Altman Z: -0.95

GPMT

Hold

36

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 4.3
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCMOvervalued (-11.3%)

Margin of Safety

-11.3%

Fair Value

$22.48

Current Price

$25.06

$2.58 premium

UndervaluedFair: $22.48Overvalued

Intrinsic value data unavailable for GPMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNCM5 strengths · Avg: 9.6/10
Profit MarginProfitability
91.7%10/10

Keeps 92 of every $100 in revenue as profit

Operating MarginProfitability
129.8%10/10

Strong operational efficiency at 129.8%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

GPMT2 strengths · Avg: 10.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
92.8%10/10

Revenue surging 92.8% year-over-year

Areas to Watch

AGNCM3 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

Debt/EquityHealth
8.591/10

Elevated debt levels

GPMT4 concerns · Avg: 2.8/10
Market CapQuality
$73.32M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Debt/EquityHealth
1.793/10

Elevated debt levels

Return on EquityProfitability
-6.4%2/10

ROE of -6.4% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNCM

The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : GPMT

The strongest argument for GPMT centers on Price/Book, Revenue Growth. Revenue growth of 92.8% demonstrates continued momentum.

Bear Case : AGNCM

The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.59 is elevated, increasing financial risk.

Bear Case : GPMT

The primary concerns for GPMT are Market Cap, Profit Margin, Debt/Equity. Debt-to-equity of 1.79 is elevated, increasing financial risk.

Key Dynamics to Monitor

AGNCM profiles as a growth stock while GPMT is a hypergrowth play — different risk/reward profiles.

GPMT carries more volatility with a beta of 1.64 — expect wider price swings.

AGNCM is growing revenue faster at 546.0% — sustainability is the question.

AGNCM generates stronger free cash flow (387M), providing more financial flexibility.

Bottom Line

AGNCM scores higher overall (61/100 vs 36/100), backed by strong 91.7% margins and 546.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Granite Point Mortgage Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.

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