WallStSmart

Custom Truck One Source Inc (CTOS)vsRyder System Inc (R)

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Smart Verdict

WallStSmart Research — data-driven comparison

Ryder System Inc generates 539% more annual revenue ($13.08B vs $2.05B). R leads profitability with a 4.0% profit margin vs 1.4%. R trades at a lower P/E of 21.4x. R earns a higher WallStSmart Score of 65/100 (C+).

CTOS

Avoid

35

out of 100

Grade: F

Growth: 4.0Profit: 4.5Value: 3.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.66

R

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 6.0Value: 5.3Quality: 4.0
Piotroski: 6/9Altman Z: 1.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTOSSignificantly Overvalued (-74.2%)

Margin of Safety

-74.2%

Fair Value

$4.07

Current Price

$9.33

$5.26 premium

UndervaluedFair: $4.07Overvalued
RSignificantly Overvalued (-72.4%)

Margin of Safety

-72.4%

Fair Value

$126.07

Current Price

$266.39

$140.32 premium

UndervaluedFair: $126.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTOS1 strengths · Avg: 8.0/10
Price/BookValuation
2.6x8/10

Reasonable price relative to book value

R2 strengths · Avg: 8.0/10
PEG RatioValuation
0.868/10

Growing faster than its price suggests

EPS GrowthGrowth
25.5%8/10

Earnings expanding 25.5% YoY

Areas to Watch

CTOS4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

P/E RatioValuation
81.5x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-2.1%2/10

ROE of -2.1% — below average capital efficiency

R3 concerns · Avg: 2.0/10
Profit MarginProfitability
4.0%3/10

4.0% margin — thin

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

Debt/EquityHealth
2.751/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CTOS

The strongest argument for CTOS centers on Price/Book.

Bull Case : R

The strongest argument for R centers on PEG Ratio, EPS Growth. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : CTOS

The primary concerns for CTOS are Revenue Growth, Profit Margin, P/E Ratio. A P/E of 81.5x leaves little room for execution misses. Debt-to-equity of 2.61 is elevated, increasing financial risk.

Bear Case : R

The primary concerns for R are Profit Margin, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.75 is elevated, increasing financial risk. Thin 4.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

CTOS carries more volatility with a beta of 1.43 — expect wider price swings.

R is growing revenue faster at 8.3% — sustainability is the question.

R generates stronger free cash flow (182M), providing more financial flexibility.

Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

R scores higher overall (65/100 vs 35/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Custom Truck One Source Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Custom Truck One Source, Inc. provides specialized equipment rental services to the electrical, telecommunications, and railroad transmission and distribution industries in North America. The company is headquartered in Kansas City, Missouri.

Ryder System Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.

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