WallStSmart

Ryder System Inc (R)vsUnited Rentals Inc (URI)

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Smart Verdict

WallStSmart Research — data-driven comparison

United Rentals Inc generates 34% more annual revenue ($17.50B vs $13.08B). URI leads profitability with a 16.3% profit margin vs 4.0%. R appears more attractively valued with a PEG of 0.86. URI earns a higher WallStSmart Score of 72/100 (B).

R

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 6.0Value: 5.3Quality: 4.0
Piotroski: 6/9Altman Z: 1.33

URI

Strong Buy

72

out of 100

Grade: B

Growth: 8.7Profit: 9.0Value: 5.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.98
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RSignificantly Overvalued (-72.4%)

Margin of Safety

-72.4%

Fair Value

$126.07

Current Price

$266.39

$140.32 premium

UndervaluedFair: $126.07Overvalued

Intrinsic value data unavailable for URI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

R2 strengths · Avg: 8.0/10
PEG RatioValuation
0.868/10

Growing faster than its price suggests

EPS GrowthGrowth
25.5%8/10

Earnings expanding 25.5% YoY

URI5 strengths · Avg: 8.4/10
Market CapQuality
$72.45B9/10

Large-cap with strong market position

Return on EquityProfitability
29.5%9/10

Every $100 of equity generates 29 in profit

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

EPS GrowthGrowth
35.4%8/10

Earnings expanding 35.4% YoY

Areas to Watch

R3 concerns · Avg: 2.0/10
Profit MarginProfitability
4.0%3/10

4.0% margin — thin

Altman Z-ScoreHealth
1.332/10

Distress zone — elevated risk

Debt/EquityHealth
2.751/10

Elevated debt levels

URI4 concerns · Avg: 3.5/10
P/E RatioValuation
25.8x4/10

Moderate valuation

Altman Z-ScoreHealth
1.984/10

Grey zone — moderate risk

Debt/EquityHealth
1.643/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : R

The strongest argument for R centers on PEG Ratio, EPS Growth. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : URI

The strongest argument for URI centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 16.3% and operating margin at 29.2%. Revenue growth of 15.7% demonstrates continued momentum.

Bear Case : R

The primary concerns for R are Profit Margin, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.75 is elevated, increasing financial risk. Thin 4.0% margins leave little buffer for downturns.

Bear Case : URI

The primary concerns for URI are P/E Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Key Dynamics to Monitor

R profiles as a value stock while URI is a growth play — different risk/reward profiles.

URI carries more volatility with a beta of 1.83 — expect wider price swings.

URI is growing revenue faster at 15.7% — sustainability is the question.

R generates stronger free cash flow (182M), providing more financial flexibility.

Bottom Line

URI scores higher overall (72/100 vs 65/100), backed by strong 16.3% margins and 15.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ryder System Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.

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United Rentals Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

United Rentals, Inc. (NYSE: URI) is the world's largest equipment rental company, with about 13 percent of the North American market share as of 2019.

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