Ryder System Inc (R)vsU-Haul Holding Company (UHAL-B)
R
Ryder System Inc
$239.14
-1.11%
INDUSTRIALS · Cap: $9.36B
UHAL-B
U-Haul Holding Company
$48.35
+0.86%
INDUSTRIALS · Cap: $9.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Ryder System Inc generates 111% more annual revenue ($12.66B vs $6.00B). R leads profitability with a 3.9% profit margin vs 2.1%. R trades at a lower P/E of 20.1x. R earns a higher WallStSmart Score of 53/100 (C-).
R
Buy53
out of 100
Grade: C-
UHAL-B
Hold36
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+7.2%
Fair Value
$234.08
Current Price
$239.14
$5.06 discount
Margin of Safety
+48.1%
Fair Value
$86.28
Current Price
$48.35
$37.93 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
2.5% earnings growth
3.9% margin — thin
Revenue declined 0.2%
Distress zone — elevated risk
1.9% revenue growth
ROE of 1.7% — below average capital efficiency
2.1% margin — thin
Operating margin of 2.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : R
The strongest argument for R centers on PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : UHAL-B
The strongest argument for UHAL-B centers on Price/Book.
Bear Case : R
The primary concerns for R are EPS Growth, Profit Margin, Revenue Growth. Debt-to-equity of 2.84 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.
Bear Case : UHAL-B
The primary concerns for UHAL-B are Revenue Growth, Return on Equity, Profit Margin. A P/E of 102.2x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
UHAL-B carries more volatility with a beta of 1.11 — expect wider price swings.
UHAL-B is growing revenue faster at 1.9% — sustainability is the question.
R generates stronger free cash flow (156M), providing more financial flexibility.
Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
R scores higher overall (53/100 vs 36/100). UHAL-B offers better value entry with a 48.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ryder System Inc
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
Ryder System, Inc. is a global transportation and logistics company. The company is headquartered in Miami, Florida.
Visit Website →U-Haul Holding Company
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
U-Haul Holding Company, a subsidiary of AMERCO, is a prominent provider of storage and transportation solutions across North America, specializing in a wide variety of rental trucks, trailers, and self-storage facilities. With a strong brand reputation and an extensive network, the company caters to a diverse clientele, including individual households and commercial entities. U-Haul's dedication to affordability and customer satisfaction, coupled with strategic investments in technology and operational efficiencies, positions it for sustained growth in the competitive do-it-yourself moving sector. As an industry leader, U-Haul is well-positioned to benefit from the rising consumer demand for flexible and accessible moving solutions.
Visit Website →Compare with Other RENTAL & LEASING SERVICES Stocks
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