WallStSmart

Custom Truck One Source Inc (CTOS)vsU-Haul Holding Company (UHAL-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

U-Haul Holding Company generates 202% more annual revenue ($6.00B vs $1.98B). UHAL-B leads profitability with a 2.1% profit margin vs -0.9%. UHAL-B earns a higher WallStSmart Score of 36/100 (F).

CTOS

Hold

36

out of 100

Grade: F

Growth: 4.7Profit: 3.5Value: 6.7Quality: 5.0

UHAL-B

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 4.0Value: 5.7Quality: 5.0
Piotroski: 2/9Altman Z: 1.34
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CTOSUndervalued (+50.7%)

Margin of Safety

+50.7%

Fair Value

$14.39

Current Price

$9.70

$4.69 discount

UndervaluedFair: $14.39Overvalued
UHAL-BUndervalued (+48.1%)

Margin of Safety

+48.1%

Fair Value

$86.28

Current Price

$48.35

$37.93 discount

UndervaluedFair: $86.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CTOS1 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

UHAL-B1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Areas to Watch

CTOS3 concerns · Avg: 1.7/10
Return on EquityProfitability
-2.1%2/10

ROE of -2.1% — below average capital efficiency

EPS GrowthGrowth
-26.5%2/10

Earnings declined 26.5%

Profit MarginProfitability
-0.9%1/10

Currently unprofitable

UHAL-B4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Operating MarginProfitability
2.5%3/10

Operating margin of 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CTOS

The strongest argument for CTOS centers on Price/Book.

Bull Case : UHAL-B

The strongest argument for UHAL-B centers on Price/Book.

Bear Case : CTOS

The primary concerns for CTOS are Return on Equity, EPS Growth, Profit Margin.

Bear Case : UHAL-B

The primary concerns for UHAL-B are Revenue Growth, Return on Equity, Profit Margin. A P/E of 102.2x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

CTOS profiles as a turnaround stock while UHAL-B is a value play — different risk/reward profiles.

CTOS carries more volatility with a beta of 1.12 — expect wider price swings.

CTOS is growing revenue faster at 9.3% — sustainability is the question.

CTOS generates stronger free cash flow (14M), providing more financial flexibility.

Bottom Line

CTOS scores higher overall (36/100 vs 36/100). UHAL-B offers better value entry with a 48.1% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Custom Truck One Source Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Custom Truck One Source, Inc. provides specialized equipment rental services to the electrical, telecommunications, and railroad transmission and distribution industries in North America. The company is headquartered in Kansas City, Missouri.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

U-Haul Holding Company, a subsidiary of AMERCO, is a prominent provider of storage and transportation solutions across North America, specializing in a wide variety of rental trucks, trailers, and self-storage facilities. With a strong brand reputation and an extensive network, the company caters to a diverse clientele, including individual households and commercial entities. U-Haul's dedication to affordability and customer satisfaction, coupled with strategic investments in technology and operational efficiencies, positions it for sustained growth in the competitive do-it-yourself moving sector. As an industry leader, U-Haul is well-positioned to benefit from the rising consumer demand for flexible and accessible moving solutions.

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