WallStSmart

Chubb Ltd (CB)vsMarkel Corporation (MKL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Chubb Ltd generates 281% more annual revenue ($60.99B vs $16.01B). CB leads profitability with a 18.5% profit margin vs 11.1%. MKL appears more attractively valued with a PEG of 1.76. CB earns a higher WallStSmart Score of 75/100 (B).

CB

Strong Buy

75

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 5.7Quality: 5.3
Piotroski: 4/9

MKL

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 5.7Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CB6 strengths · Avg: 8.8/10
P/E RatioValuation
11.5x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
78.7%10/10

Earnings expanding 78.7% YoY

Market CapQuality
$126.10B9/10

Large-cap with strong market position

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.6%8/10

Strong operational efficiency at 20.6%

Free Cash FlowQuality
$3.95B8/10

Generating 3.9B in free cash flow

MKL3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
95.4%10/10

Earnings expanding 95.4% YoY

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Areas to Watch

CB1 concerns · Avg: 2.0/10
PEG RatioValuation
2.872/10

Expensive relative to growth rate

MKL4 concerns · Avg: 2.8/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-16.9%2/10

Revenue declined 16.9%

Free Cash FlowQuality
$-31.35M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CB

The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.

Bull Case : MKL

The strongest argument for MKL centers on Price/Book, EPS Growth, P/E Ratio.

Bear Case : CB

The primary concerns for CB are PEG Ratio.

Bear Case : MKL

The primary concerns for MKL are PEG Ratio, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

CB profiles as a mature stock while MKL is a declining play — different risk/reward profiles.

MKL carries more volatility with a beta of 0.79 — expect wider price swings.

CB is growing revenue faster at 10.2% — sustainability is the question.

CB generates stronger free cash flow (3.9B), providing more financial flexibility.

Bottom Line

CB scores higher overall (75/100 vs 59/100), backed by strong 18.5% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chubb Ltd

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.

Markel Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.

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