The Allstate Corporation (ALL)vsMarkel Corporation (MKL)
ALL
The Allstate Corporation
$262.68
-0.53%
FINANCIAL SERVICES · Cap: $64.80B
MKL
Markel Corporation
$1,882.34
-0.20%
FINANCIAL SERVICES · Cap: $23.32B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 311% more annual revenue ($68.17B vs $16.60B). ALL leads profitability with a 17.8% profit margin vs 13.8%. MKL appears more attractively valued with a PEG of 2.39. MKL earns a higher WallStSmart Score of 75/100 (B+).
ALL
Strong Buy72
out of 100
Grade: B
MKL
Strong Buy75
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.1%
Earnings expanding 86.8% YoY
Conservative balance sheet, low leverage
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : MKL
The strongest argument for MKL centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 12.7% demonstrates continued momentum.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
MKL carries more volatility with a beta of 0.66 — expect wider price swings.
MKL is growing revenue faster at 12.7% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MKL scores higher overall (75/100 vs 72/100) and 12.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
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