The Allstate Corporation (ALL)vsMarkel Corporation (MKL)
ALL
The Allstate Corporation
$221.01
+4.82%
FINANCIAL SERVICES · Cap: $57.43B
MKL
Markel Corporation
$1,818.67
+2.27%
FINANCIAL SERVICES · Cap: $23.10B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 326% more annual revenue ($68.17B vs $16.01B). ALL leads profitability with a 17.8% profit margin vs 11.1%. MKL appears more attractively valued with a PEG of 2.35. ALL earns a higher WallStSmart Score of 77/100 (B+).
ALL
Strong Buy77
out of 100
Grade: B+
MKL
Buy57
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Earnings expanding 95.4% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Revenue declined 16.9%
Negative free cash flow — burning cash
Operating margin of -9.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : MKL
The strongest argument for MKL centers on Price/Book, EPS Growth, Debt/Equity.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Revenue Growth, Free Cash Flow.
Key Dynamics to Monitor
ALL profiles as a value stock while MKL is a declining play — different risk/reward profiles.
MKL carries more volatility with a beta of 0.67 — expect wider price swings.
ALL is growing revenue faster at 3.0% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (77/100 vs 57/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
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