The Allstate Corporation (ALL)vsMarkel Corporation (MKL)
ALL
The Allstate Corporation
$205.62
+0.76%
FINANCIAL SERVICES · Cap: $53.37B
MKL
Markel Corporation
$1,875.35
-0.33%
FINANCIAL SERVICES · Cap: $23.65B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 308% more annual revenue ($67.68B vs $16.59B). ALL leads profitability with a 15.2% profit margin vs 12.7%. ALL appears more attractively valued with a PEG of 0.45. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
MKL
Strong Buy71
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$205.62
$1575.59 discount
Margin of Safety
+73.4%
Fair Value
$7890.01
Current Price
$1875.35
$6014.66 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 95.4% YoY
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : MKL
The strongest argument for MKL centers on P/E Ratio, Price/Book, EPS Growth.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Piotroski F-Score.
Key Dynamics to Monitor
ALL profiles as a mature stock while MKL is a value play — different risk/reward profiles.
MKL carries more volatility with a beta of 0.77 — expect wider price swings.
MKL is growing revenue faster at 9.9% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (87/100 vs 71/100), backed by strong 15.2% margins. MKL offers better value entry with a 73.4% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
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