WallStSmart

The Allstate Corporation (ALL)vsMarkel Corporation (MKL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 326% more annual revenue ($68.17B vs $16.01B). ALL leads profitability with a 17.8% profit margin vs 11.1%. ALL appears more attractively valued with a PEG of 0.47. ALL earns a higher WallStSmart Score of 83/100 (A-).

ALL

Exceptional Buy

83

out of 100

Grade: A-

Growth: 6.7Profit: 8.0Value: 8.3Quality: 6.5
Piotroski: 5/9

MKL

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 5.7Quality: 4.8
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.7/10
PEG RatioValuation
0.4710/10

Growing faster than its price suggests

P/E RatioValuation
4.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
45.2%10/10

Every $100 of equity generates 45 in profit

EPS GrowthGrowth
338.4%10/10

Earnings expanding 338.4% YoY

Market CapQuality
$56.60B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

MKL3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
95.4%10/10

Earnings expanding 95.4% YoY

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Areas to Watch

ALL1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

MKL4 concerns · Avg: 2.8/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-16.9%2/10

Revenue declined 16.9%

Free Cash FlowQuality
$-31.35M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 17.8% and operating margin at 19.0%. PEG of 0.47 suggests the stock is reasonably priced for its growth.

Bull Case : MKL

The strongest argument for MKL centers on Price/Book, EPS Growth, P/E Ratio.

Bear Case : ALL

The primary concerns for ALL are Revenue Growth.

Bear Case : MKL

The primary concerns for MKL are PEG Ratio, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

ALL profiles as a value stock while MKL is a declining play — different risk/reward profiles.

MKL carries more volatility with a beta of 0.79 — expect wider price swings.

ALL is growing revenue faster at 3.0% — sustainability is the question.

ALL generates stronger free cash flow (3.5B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (83/100 vs 59/100), backed by strong 17.8% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Markel Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.

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