Markel Corporation (MKL)vsProgressive Corp (PGR)
MKL
Markel Corporation
$1,882.34
-0.20%
FINANCIAL SERVICES · Cap: $23.32B
PGR
Progressive Corp
$210.46
+0.14%
FINANCIAL SERVICES · Cap: $118.92B
Smart Verdict
WallStSmart Research — data-driven comparison
Progressive Corp generates 448% more annual revenue ($91.02B vs $16.60B). MKL leads profitability with a 13.8% profit margin vs 12.9%. MKL appears more attractively valued with a PEG of 2.39. MKL earns a higher WallStSmart Score of 75/100 (B+).
MKL
Strong Buy75
out of 100
Grade: B+
PGR
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 30.1%
Earnings expanding 86.8% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Every $100 of equity generates 35 in profit
Large-cap with strong market position
Generating 4.3B in free cash flow
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MKL
The strongest argument for MKL centers on P/E Ratio, Price/Book, Operating Margin. Revenue growth of 12.7% demonstrates continued momentum.
Bull Case : PGR
The strongest argument for PGR centers on P/E Ratio, Return on Equity, Market Cap.
Bear Case : MKL
The primary concerns for MKL are PEG Ratio, Free Cash Flow, Altman Z-Score.
Bear Case : PGR
The primary concerns for PGR are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
MKL carries more volatility with a beta of 0.66 — expect wider price swings.
MKL is growing revenue faster at 12.7% — sustainability is the question.
PGR generates stronger free cash flow (4.3B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MKL scores higher overall (75/100 vs 61/100) and 12.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Markel Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.
Progressive Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Progressive Corporation is an American insurance company, one of the largest providers of car insurance in the United States. The company insures motorcycles, boats, RVs, and commercial vehicles and provides home insurance through select companies.
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