Chubb Ltd (CB)vsW. R. Berkley Corp (WRB)
CB
Chubb Ltd
$348.26
+0.02%
FINANCIAL SERVICES · Cap: $133.13B
WRB
W. R. Berkley Corp
$72.09
-0.62%
FINANCIAL SERVICES · Cap: $26.92B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 316% more annual revenue ($62.02B vs $14.90B). CB leads profitability with a 18.0% profit margin vs 12.9%. CB appears more attractively valued with a PEG of 3.12. WRB earns a higher WallStSmart Score of 63/100 (C+).
CB
Buy59
out of 100
Grade: C
WRB
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 23.4%
Generating 3.9B in free cash flow
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Earnings declined 0.8%
Distress zone — elevated risk
1.2% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 23.4%.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : CB
The primary concerns for CB are PEG Ratio, EPS Growth, Altman Z-Score.
Bear Case : WRB
The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
CB profiles as a mature stock while WRB is a value play — different risk/reward profiles.
CB carries more volatility with a beta of 0.41 — expect wider price swings.
CB is growing revenue faster at 6.0% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
WRB scores higher overall (63/100 vs 59/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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