WallStSmart

Markel Corporation (MKL)vsW. R. Berkley Corp (WRB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Markel Corporation generates 8% more annual revenue ($16.01B vs $14.85B). WRB leads profitability with a 12.6% profit margin vs 11.1%. MKL appears more attractively valued with a PEG of 1.76. WRB earns a higher WallStSmart Score of 65/100 (C+).

MKL

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 4.5Value: 5.7Quality: 4.8
Piotroski: 3/9

WRB

Buy

65

out of 100

Grade: C+

Growth: 6.0Profit: 7.0Value: 5.0Quality: 4.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MKL3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
95.4%10/10

Earnings expanding 95.4% YoY

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

WRB4 strengths · Avg: 8.3/10
Return on EquityProfitability
20.2%9/10

Every $100 of equity generates 20 in profit

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
26.0%8/10

Earnings expanding 26.0% YoY

Areas to Watch

MKL4 concerns · Avg: 2.8/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-16.9%2/10

Revenue declined 16.9%

Free Cash FlowQuality
$-31.35M2/10

Negative free cash flow — burning cash

WRB3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.0%4/10

4.0% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.882/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : MKL

The strongest argument for MKL centers on Price/Book, EPS Growth, P/E Ratio.

Bull Case : WRB

The strongest argument for WRB centers on Return on Equity, P/E Ratio, Price/Book.

Bear Case : MKL

The primary concerns for MKL are PEG Ratio, Piotroski F-Score, Revenue Growth.

Bear Case : WRB

The primary concerns for WRB are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

MKL profiles as a declining stock while WRB is a value play — different risk/reward profiles.

MKL carries more volatility with a beta of 0.79 — expect wider price swings.

WRB is growing revenue faster at 4.0% — sustainability is the question.

WRB generates stronger free cash flow (640M), providing more financial flexibility.

Bottom Line

WRB scores higher overall (65/100 vs 59/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Markel Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, Latin America, Asia Pacific and the Middle East. The company is headquartered in Glen Allen, Virginia.

W. R. Berkley Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.

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