The Allstate Corporation (ALL)vsChubb Ltd (CB)
ALL
The Allstate Corporation
$262.68
-0.53%
FINANCIAL SERVICES · Cap: $64.80B
CB
Chubb Ltd
$348.26
+0.02%
FINANCIAL SERVICES · Cap: $133.13B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 10% more annual revenue ($68.17B vs $62.02B). CB leads profitability with a 18.0% profit margin vs 17.8%. ALL appears more attractively valued with a PEG of 3.02. ALL earns a higher WallStSmart Score of 72/100 (B).
ALL
Strong Buy72
out of 100
Grade: B
CB
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 23.4%
Generating 3.9B in free cash flow
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Earnings declined 0.8%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : CB
The strongest argument for CB centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 23.4%.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : CB
The primary concerns for CB are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
ALL profiles as a value stock while CB is a mature play — different risk/reward profiles.
CB carries more volatility with a beta of 0.41 — expect wider price swings.
CB is growing revenue faster at 6.0% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (72/100 vs 59/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
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