WallStSmart

Blackstone Mortgage Trust Inc (BXMT)vsRithm Capital Corp. (RITM)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Rithm Capital Corp. generates 3109% more annual revenue ($4.69B vs $146.10M). RITM leads profitability with a 10.6% profit margin vs -256.7%. RITM trades at a lower P/E of 14.7x. RITM earns a higher WallStSmart Score of 67/100 (B-).

BXMT

Hold

42

out of 100

Grade: D

Growth: 4.0Profit: 4.5Value: 3.3Quality: 2.5
Piotroski: 3/9Altman Z: -0.33

RITM

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.5Value: 7.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BXMTUndervalued (+12.0%)

Margin of Safety

+12.0%

Fair Value

$22.75

Current Price

$11.16

$11.59 discount

UndervaluedFair: $22.75Overvalued
RITMUndervalued (+84.4%)

Margin of Safety

+84.4%

Fair Value

$68.49

Current Price

$9.23

$59.26 discount

UndervaluedFair: $68.49Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BXMT2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
188.5%10/10

Strong operational efficiency at 188.5%

RITM4 strengths · Avg: 9.5/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
39.5%10/10

Strong operational efficiency at 39.5%

Revenue GrowthGrowth
39.4%10/10

Revenue surging 39.4% year-over-year

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Areas to Watch

BXMT4 concerns · Avg: 2.8/10
Market CapQuality
$1.83B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
254.802/10

Expensive relative to growth rate

RITM4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.77B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.402/10

Distress zone — elevated risk

Debt/EquityHealth
4.901/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BXMT

The strongest argument for BXMT centers on Price/Book, Operating Margin.

Bull Case : RITM

The strongest argument for RITM centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 39.4% demonstrates continued momentum.

Bear Case : BXMT

The primary concerns for BXMT are Market Cap, Return on Equity, Piotroski F-Score. A P/E of 135.9x leaves little room for execution misses. Debt-to-equity of 4.85 is elevated, increasing financial risk.

Bear Case : RITM

The primary concerns for RITM are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 4.90 is elevated, increasing financial risk.

Key Dynamics to Monitor

BXMT profiles as a turnaround stock while RITM is a growth play — different risk/reward profiles.

RITM carries more volatility with a beta of 1.16 — expect wider price swings.

RITM is growing revenue faster at 39.4% — sustainability is the question.

BXMT generates stronger free cash flow (-170M), providing more financial flexibility.

Bottom Line

RITM scores higher overall (67/100 vs 42/100) and 39.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Blackstone Mortgage Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Blackstone Mortgage Trust, Inc., a real estate financing company, originates senior secured commercial property loans in North America, Europe and Australia. The company is headquartered in New York, New York.

Rithm Capital Corp.

REAL ESTATE · REIT - MORTGAGE · USA

Rhythm Capital Corp. The company is headquartered in New York, New York.

Want to dig deeper into these stocks?