WallStSmart

AZZ Incorporated (AZZ)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 428% more annual revenue ($8.86B vs $1.68B). AZZ leads profitability with a 11.8% profit margin vs -8.0%. GPN appears more attractively valued with a PEG of 0.22. GPN earns a higher WallStSmart Score of 59/100 (C).

AZZ

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 5.3Quality: 7.5
Piotroski: 5/9Altman Z: 3.02

GPN

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 3.5Value: 8.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AZZOvervalued (-11.2%)

Margin of Safety

-11.2%

Fair Value

$123.61

Current Price

$145.05

$21.44 premium

UndervaluedFair: $123.61Overvalued
GPNUndervalued (+40.2%)

Margin of Safety

+40.2%

Fair Value

$120.72

Current Price

$88.27

$32.45 discount

UndervaluedFair: $120.72Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AZZ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.0210/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
23.7%9/10

Every $100 of equity generates 24 in profit

GPN3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
63.1%10/10

Revenue surging 63.1% year-over-year

Areas to Watch

AZZ1 concerns · Avg: 2.0/10
EPS GrowthGrowth
-69.6%2/10

Earnings declined 69.6%

GPN4 concerns · Avg: 2.5/10
P/E RatioValuation
28.6x4/10

Moderate valuation

Return on EquityProfitability
-3.0%2/10

ROE of -3.0% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Free Cash FlowQuality
$-550.16M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AZZ

The strongest argument for AZZ centers on Altman Z-Score, Return on Equity. PEG of 1.24 suggests the stock is reasonably priced for its growth.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 63.1% demonstrates continued momentum. PEG of 0.22 suggests the stock is reasonably priced for its growth.

Bear Case : AZZ

The primary concerns for AZZ are EPS Growth.

Bear Case : GPN

The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth.

Key Dynamics to Monitor

AZZ profiles as a value stock while GPN is a hypergrowth play — different risk/reward profiles.

AZZ carries more volatility with a beta of 1.10 — expect wider price swings.

GPN is growing revenue faster at 63.1% — sustainability is the question.

AZZ generates stronger free cash flow (18M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (59/100 vs 56/100) and 63.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AZZ Incorporated

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

AZZ Inc. provides metal plating and plating solutions, welding solutions, specialized electrical equipment, and engineering services for the power generation, transmission, distribution, refining, and industrial markets in the United States and internationally. The company is headquartered in Fort Worth, Texas.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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