AXIS Capital Holdings Ltd (AXS)vsMGIC Investment Corp (MTG)
AXS
AXIS Capital Holdings Ltd
$101.04
-0.41%
FINANCIAL SERVICES · Cap: $7.82B
MTG
MGIC Investment Corp
$26.01
+0.50%
FINANCIAL SERVICES · Cap: $5.61B
Smart Verdict
WallStSmart Research — data-driven comparison
AXIS Capital Holdings Ltd generates 441% more annual revenue ($6.56B vs $1.21B). MTG leads profitability with a 60.8% profit margin vs 15.4%. MTG appears more attractively valued with a PEG of 0.40. AXS earns a higher WallStSmart Score of 74/100 (B).
AXS
Strong Buy74
out of 100
Grade: B
MTG
Buy65
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+60.0%
Fair Value
$253.92
Current Price
$101.04
$152.88 discount
Margin of Safety
+33.2%
Fair Value
$40.95
Current Price
$26.01
$14.94 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Strong operational efficiency at 20.2%
17.8% revenue growth
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Strong operational efficiency at 74.2%
Areas to Watch
Distress zone — elevated risk
3.9% earnings growth
Weak financial health signals
Revenue declined 0.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : AXS
The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 20.2%. Revenue growth of 17.8% demonstrates continued momentum.
Bull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 60.8% and operating margin at 74.2%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bear Case : AXS
The primary concerns for AXS are Altman Z-Score.
Bear Case : MTG
The primary concerns for MTG are EPS Growth, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
AXS profiles as a growth stock while MTG is a declining play — different risk/reward profiles.
MTG carries more volatility with a beta of 0.80 — expect wider price swings.
AXS is growing revenue faster at 17.8% — sustainability is the question.
AXS generates stronger free cash flow (614M), providing more financial flexibility.
Bottom Line
AXS scores higher overall (74/100 vs 65/100), backed by strong 15.4% margins and 17.8% revenue growth. MTG offers better value entry with a 33.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AXIS Capital Holdings Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.
Visit Website →MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
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