WallStSmart

Rich Sparkle Holdings Limited Ordinary Shares (ANPA)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 132015% more annual revenue ($7.71B vs $5.83M). GPN leads profitability with a 18.2% profit margin vs 0.0%. GPN trades at a lower P/E of 16.0x. GPN earns a higher WallStSmart Score of 63/100 (C+).

ANPA

Avoid

24

out of 100

Grade: F

Growth: 2.7Profit: 6.5Value: 3.0Quality: 5.0

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANPASignificantly Overvalued (-104628.6%)

Margin of Safety

-104628.6%

Fair Value

$0.07

Current Price

$8.55

$8.48 premium

UndervaluedFair: $0.07Overvalued
GPNSignificantly Overvalued (-139.8%)

Margin of Safety

-139.8%

Fair Value

$30.12

Current Price

$70.77

$40.65 premium

UndervaluedFair: $30.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANPA1 strengths · Avg: 10.0/10
Return on EquityProfitability
37.3%10/10

Every $100 of equity generates 37 in profit

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

Areas to Watch

ANPA4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$106.50M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ANPA

The strongest argument for ANPA centers on Return on Equity.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bear Case : ANPA

The primary concerns for ANPA are EPS Growth, Market Cap, Profit Margin. A P/E of 852.0x leaves little room for execution misses.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Key Dynamics to Monitor

GPN is growing revenue faster at 0.0% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPN scores higher overall (63/100 vs 24/100), backed by strong 18.2% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Rich Sparkle Holdings Limited Ordinary Shares

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Rich Sparkle Holdings Limited provides financial printing and corporate services in Hong Kong.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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