The Allstate Corporation (ALL)vsCincinnati Financial Corporation (CINF)
ALL
The Allstate Corporation
$263.99
+1.59%
FINANCIAL SERVICES · Cap: $65.71B
CINF
Cincinnati Financial Corporation
$183.78
+1.43%
FINANCIAL SERVICES · Cap: $27.54B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 428% more annual revenue ($70.14B vs $13.28B). CINF leads profitability with a 20.1% profit margin vs 19.0%. ALL appears more attractively valued with a PEG of 1.91. ALL earns a higher WallStSmart Score of 82/100 (A-).
ALL
Exceptional Buy82
out of 100
Grade: A-
CINF
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Keeps 20 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Weak financial health signals
Revenue declined 18.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : CINF
The strongest argument for CINF centers on P/E Ratio, Debt/Equity, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 18.5%.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : CINF
The primary concerns for CINF are PEG Ratio, Altman Z-Score, Piotroski F-Score.
Key Dynamics to Monitor
ALL profiles as a mature stock while CINF is a declining play — different risk/reward profiles.
CINF carries more volatility with a beta of 0.53 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (82/100 vs 59/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Cincinnati Financial Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company.
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