The Allstate Corporation (ALL)vsCincinnati Financial Corporation (CINF)
ALL
The Allstate Corporation
$262.68
-0.53%
FINANCIAL SERVICES · Cap: $64.80B
CINF
Cincinnati Financial Corporation
$178.03
+0.20%
FINANCIAL SERVICES · Cap: $27.27B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 389% more annual revenue ($68.17B vs $13.95B). CINF leads profitability with a 23.8% profit margin vs 17.8%. CINF appears more attractively valued with a PEG of 2.19. CINF earns a higher WallStSmart Score of 87/100 (A).
ALL
Strong Buy72
out of 100
Grade: B
CINF
Exceptional Buy87
out of 100
Grade: A
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 37.2%
Revenue surging 31.6% year-over-year
Earnings expanding 85.5% YoY
Conservative balance sheet, low leverage
Keeps 24 of every $100 in revenue as profit
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : CINF
The strongest argument for CINF centers on P/E Ratio, Operating Margin, Revenue Growth. Profitability is solid with margins at 23.8% and operating margin at 37.2%. Revenue growth of 31.6% demonstrates continued momentum.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : CINF
The primary concerns for CINF are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ALL profiles as a value stock while CINF is a growth play — different risk/reward profiles.
CINF carries more volatility with a beta of 0.55 — expect wider price swings.
CINF is growing revenue faster at 31.6% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Bottom Line
CINF scores higher overall (87/100 vs 72/100), backed by strong 23.8% margins and 31.6% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Cincinnati Financial Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company.
Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?