XZO
Exzeo Group, Inc.
NYSE: XZO · FINANCIAL SERVICES · INSURANCE - DIVERSIFIED
$16.28
-2.86% today
Updated 2026-04-29
Market cap
$1.48B
P/E ratio
16.44
P/S ratio
6.69x
EPS (TTM)
$0.99
Dividend yield
—
52W range
$13 – $25
Volume
0.2M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
9.3
Growth
A+5.0
Quality
C+10.0
Profitability
A+6.0
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$26.00
+59.71%
12-Month target
$18.18
+11.67%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 37.40% — above average
+ ROE 61.40% — strong efficiency
+ Free cash flow $10.88M — positive
+ Revenue growth 23.70% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $45.63M | $88.33M | $133.95M | $216.98M | $221.28M |
| Net income | $-54.69M | $20.77M | $44.10M | $82.75M | $21.98M |
| EPS | — | — | — | — | $0.99 |
| Free cash flow | $-20.22M | $56.12M | $188.58M | $97.45M | $10.88M |
| Profit margin | -119.86% | 23.52% | 32.93% | 38.14% | 37.40% |
Peer comparison
Smart narrative
Exzeo Group, Inc. trades at $16.28. representing a P/E of 16.44x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. TTM revenue stands at $221.28M. with profit margins at 37.40%.
Frequently asked questions
What is Exzeo Group, Inc.'s stock price?
Exzeo Group, Inc. (XZO) trades at $16.28.
Is Exzeo Group, Inc. overvalued?
Smart Value Score 61/100 (Grade C+, Hold).
What is the price target of Exzeo Group, Inc. (XZO)?
The analyst target price is $26.00, representing +59.7% upside from the current price of $16.28.
What is Exzeo Group, Inc.'s revenue?
TTM revenue is $221.28M.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - DIVERSIFIED
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio6.69x
ROE61.40%
Beta—
50D MA$15.61
200D MA$17.87
Shares out0.09B
Float0.01B
Short ratio—
Avg volume0.2M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—