WallStSmart
XZO

Exzeo Group, Inc.

NYSE: XZO · FINANCIAL SERVICES · INSURANCE - DIVERSIFIED

$16.28
-2.86% today

Updated 2026-04-29

Market cap
$1.48B
P/E ratio
16.44
P/S ratio
6.69x
EPS (TTM)
$0.99
Dividend yield
52W range
$13 – $25
Volume
0.2M

WallStSmart proprietary scores

61
out of 100
Grade: C+
Hold
Investment rating
9.3
Growth
A+
5.0
Quality
C+
10.0
Profitability
A+
6.0
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$26.00
+59.71%
12-Month target
$18.18
+11.67%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 37.40% — above average
+ ROE 61.40% — strong efficiency
+ Free cash flow $10.88M — positive
+ Revenue growth 23.70% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$45.63M$88.33M$133.95M$216.98M$221.28M
Net income$-54.69M$20.77M$44.10M$82.75M$21.98M
EPS$0.99
Free cash flow$-20.22M$56.12M$188.58M$97.45M$10.88M
Profit margin-119.86%23.52%32.93%38.14%37.40%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
XZO$1.48B619.310.06.05.0Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Exzeo Group, Inc. trades at $16.28. representing a P/E of 16.44x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. TTM revenue stands at $221.28M. with profit margins at 37.40%.

Frequently asked questions

What is Exzeo Group, Inc.'s stock price?
Exzeo Group, Inc. (XZO) trades at $16.28.
Is Exzeo Group, Inc. overvalued?
Smart Value Score 61/100 (Grade C+, Hold).
What is the price target of Exzeo Group, Inc. (XZO)?
The analyst target price is $26.00, representing +59.7% upside from the current price of $16.28.
What is Exzeo Group, Inc.'s revenue?
TTM revenue is $221.28M.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - DIVERSIFIED
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio6.69x
ROE61.40%
Beta
50D MA$15.61
200D MA$17.87
Shares out0.09B
Float0.01B
Short ratio
Avg volume0.2M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years