XZO
Exzeo Group, Inc.
NYSE: XZO · FINANCIAL SERVICES · INSURANCE - DIVERSIFIED
$16.28
-2.86% today
Updated 2026-04-29
Market cap
$1.48B
P/E ratio
16.44
P/S ratio
6.69x
EPS (TTM)
$0.99
Dividend yield
—
52W range
$13 – $25
Volume
0.2M
Exzeo Group, Inc. (XZO) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2019 | 2020 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Revenue | $21.34M | $51.70M | $45.63M | $88.33M | $133.95M | $216.98M |
| Revenue growth (YoY) | — | +142.3% | -11.7% | +93.6% | +51.6% | +62.0% |
| Cost of revenue | $15.40M | $49.64M | $71.92M | $71.35M | $81.07M | $85.96M |
| Gross profit | $5.94M | $2.06M | $-26.28M | $16.98M | $52.87M | $131.02M |
| Gross margin | 27.8% | 4.0% | -57.6% | 19.2% | 39.5% | 60.4% |
| R&D | — | — | — | — | — | $8.83M |
| SG&A | — | — | $7.34M | $7.90M | $8.34M | $15.72M |
| Operating income | $-1.73M | $-8.69M | $-37.75M | $2.55M | $38.02M | $105.99M |
| Operating margin | -8.1% | -16.8% | -82.7% | 2.9% | 28.4% | 48.8% |
| EBITDA | $-1.05M | $-7.59M | $-36.06M | $4.76M | $40.38M | $113.23M |
| EBITDA margin | -4.9% | -14.7% | -79.0% | 5.4% | 30.1% | 52.2% |
| EBIT | $-1.73M | $-8.69M | $-37.75M | $2.55M | $38.02M | $110.29M |
| Interest expense | — | — | — | — | — | $0.00 |
| Income tax | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $-6.91M | $-12.42M | $-54.69M | $20.77M | $44.10M | $82.75M |
| Net income growth (YoY) | — | -79.8% | -340.2% | +138.0% | +112.3% | +87.6% |
| Profit margin | -32.4% | -24.0% | -119.9% | 23.5% | 32.9% | 38.1% |