XP
Xp Inc
NASDAQ: XP · FINANCIAL SERVICES · CAPITAL MARKETS
$15.14
+2.44% today
Updated 2026-11-06
Market cap
$15.43B
P/E ratio
15.92
P/S ratio
0.83x
EPS (TTM)
$1.91
Dividend yield
0.66%
52W range
$14 – $33
Volume
14.5M
WallStSmart proprietary scores
73
out of 100
Grade: B
Buy
Investment rating
6.0
Growth
B3.3
Quality
D8.0
Profitability
A6.0
Valuation
B3/9
Piotroski F-Score
Weak
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$28.30
+86.92%
12-Month target
$19.24
+27.08%
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy8 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 28.50% — above average
+ ROE 21.44% — strong efficiency
+ Free cash flow $11.12B — positive
+ Revenue growth 10.60% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Debt/equity 3.74x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $14.18B | $14.82B | $19.87B | $18.24B | $18.63B |
| Net income | $3.71B | $3.84B | $5.18B | $5.07B | $1.42B |
| EPS | — | — | — | — | $1.91 |
| Free cash flow | $1.68B | $7.93B | $10.85B | $11.84B | $11.12B |
| Profit margin | 26.14% | 25.89% | 26.06% | 27.79% | 28.50% |
Peer comparison
Smart narrative
Xp Inc trades at $15.14. representing a P/E of 15.92x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $18.63B. with profit margins at 28.50%.
Frequently asked questions
What is Xp Inc's stock price?
Xp Inc (XP) trades at $15.14, on a P/E of 15.9x and a P/S of 0.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Xp Inc overvalued?
Xp Inc carries a Smart Value Score of 73/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Xp Inc (XP)?
The 12-month analyst consensus target is $28.30, about 86.9% above the current $15.14. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Xp Inc's revenue?
Xp Inc's trailing twelve-month revenue is $18.63B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryCAPITAL MARKETS
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.83x
ROE21.44%
Beta1.03
50D MA$22.46
200D MA$19.26
Shares out0.41B
Float0.40B
Short ratio—
Avg volume14.5M
Performance
1 week+6.16%
1 month-48.63%
3 months-6.59%
YTD-7.33%
1 year-18.62%
3 years—
5 years—