WallStSmart
XP

Xp Inc

NASDAQ: XP · FINANCIAL SERVICES · CAPITAL MARKETS

$19.17
+2.02% today

Updated 2026-05-08

Market cap
$9.71B
P/E ratio
9.54
P/S ratio
0.55x
EPS (TTM)
$1.97
Dividend yield
0.96%
52W range
$15 – $23
Volume
5.3M

WallStSmart proprietary scores

74
out of 100
Grade: B
Buy
Investment rating
6.0
Growth
B
3.5
Quality
D
8.0
Profitability
A
6.7
Valuation
B
1/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →195 stocks currently score above 75

Price targets

Analyst target
$25.33
+32.13%
12-Month target
$19.24
+0.37%
Intrinsic (DCF)
Margin of safety
3 Strong Buy7 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 29.10% — above average
+ ROE 23.70% — strong efficiency
+ Revenue growth 13.30% QoQ
Risks
- Piotroski 1/9 — weak financial health
- Negative free cash flow $-2.44B

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$14.18B$14.82B$19.87B$18.24B$17.77B
Net income$3.71B$3.84B$5.18B$5.07B$1.32B
EPS$1.97
Free cash flow$1.68B$7.93B$10.85B$11.84B$-2.44B
Profit margin26.14%25.89%26.06%27.79%29.10%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
XP$9.71B746.08.06.73.5Strong Buy
BRK-A$1.03T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$820.65B738.08.05.75.5Strong Buy
V$610.99B728.710.05.05.5Strong Buy
MA$442.62B708.010.05.06.0Strong Buy

Smart narrative

Xp Inc trades at $19.17. representing a P/E of 9.54x trailing earnings. Our Smart Value Score of 74/100 indicates the stock is good. The company scores 1/9 on the Piotroski F-Score. TTM revenue stands at $17.77B. with profit margins at 29.10%.

Frequently asked questions

What is Xp Inc's stock price?
Xp Inc (XP) trades at $19.17.
Is Xp Inc overvalued?
Smart Value Score 74/100 (Grade B, Buy).
What is the price target of Xp Inc (XP)?
The analyst target price is $25.33, representing +32.1% upside from the current price of $19.17.
What is Xp Inc's revenue?
TTM revenue is $17.77B.
Piotroski F-Score?
1/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryCAPITAL MARKETS
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.55x
ROE23.70%
Beta1.19
50D MA$19.54
200D MA$18.43
Shares out0.41B
Float0.41B
Short ratio
Avg volume5.3M

Performance

1 week+3.58%
1 month+15.93%
3 months+21.26%
YTD+28.89%
1 year
3 years
5 years