WallStSmart
XP

Xp Inc

NASDAQ: XP · FINANCIAL SERVICES · CAPITAL MARKETS

$19.17
-1.92% today

Updated 2026-06-05

Market cap
$8.08B
P/E ratio
7.94
P/S ratio
0.45x
EPS (TTM)
$1.97
Dividend yield
1.28%
52W range
$15 – $23
Volume
5.5M

Xp Inc (XP) Earnings

Quarterly earnings history, analyst estimates, and stock price reaction.

EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+1.6%
Last 4 quarters
Revenue YoY growth
+6.9%
Most recent quarter
EPS YoY growth
+8.7%
Most recent quarter

Earnings surprise history (last 12 quarters)

Beat estimate Missed estimate

Quarterly EPS and revenue trend

Quarterly revenue EPS (diluted)

How the stock reacts to earnings

Avg 1-day reaction
-4.2%
Last 4 reports
Positive reaction rate
0%
0 of 4 quarters
Largest single-day move
-8.9%
2025-08-18
Report dateEPS actualSurpriseClose beforeClose after1-day reaction
2026-05-18$2.49-1.6%$17.47$16.67-4.6%
2026-02-12$2.56+2.4%$20.29$19.87-2.1%
2025-11-17$2.47+0.0%$18.66$18.45-1.1%
2025-08-18$2.46+5.6%$17.56$16.00-8.9%

Quarterly earnings history

Fiscal quarter endingEPS estimateEPS actualSurpriseRevenueYoY revenue
2026-03-31$2.53$2.49-1.6%$4.62B+6.9%
2025-12-31$2.50$2.56+2.4%$5.06B+19.3%
2025-09-30$2.47$2.47+0.0%$4.59B+5.5%
2025-06-30$2.33$2.46+5.6%$4.38B-6.0%
2025-03-31$2.21$2.29+3.6%$4.32B+3.3%
2024-12-31$2.25$2.23-0.9%$4.24B+3.6%
2024-09-30$2.17$2.18+0.5%$4.35B+1.3%
2024-06-30$1.96$2.03+3.6%$4.66B
2024-03-31$2.06$1.85-10.2%$4.18B
2023-12-31$1.97$2.08+5.6%$4.10B
2023-09-30$1.99$2.13+7.0%$4.30B

Frequently asked questions

Has Xp Inc beaten earnings estimates?

Xp Inc has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, averaging a +1.6% surprise over the last 4. A consistent beat record suggests management guides conservatively and the business has predictable momentum, which tends to support the stock through earnings season.

How does XP stock react to earnings?

XP has moved an average of -4.2% the day after earnings over its last 4 reports, finishing higher after 0 of them. Next-day moves show how the market digests results in the short term, and repeated dips on strong reports usually mean expectations were already priced in.

What is Xp Inc's revenue growth rate?

Xp Inc reported year-over-year revenue growth of +6.9% in its most recent quarter, with EPS up +8.7%. EPS outpacing revenue is operating leverage at work, meaning profit is compounding faster than sales.