UWMC
UWM Holdings Corp
NYSE: UWMC · FINANCIAL SERVICES · MORTGAGE FINANCE
$1.35
+0.75% today
Updated 2026-09-11
Market cap
$3.98B
P/E ratio
—
P/S ratio
1.36x
EPS (TTM)
$-0.10
Dividend yield
27.20%
52W range
$1 – $6
Volume
18.0M
WallStSmart proprietary scores
35
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B3.0
Quality
D4.5
Profitability
C5.0
Valuation
C+5/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$2.22
+64.37%
12-Month target
$3.70
+174.07%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy2 Buy5 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ ROE 28.91% — strong efficiency
+ Free cash flow $334.57M — positive
Risks
- Altman Z 0.34 — distress zone
- Thin margins at -1.27%
- Revenue declining -70.60% QoQ
- Debt/equity 109.53x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $2.15B | $1.11B | $1.91B | $3.16B | $2.93B |
| Net income | $41.72M | $-13.23M | $14.40M | $27.38M | $-80.59M |
| EPS | — | — | — | — | $-0.10 |
| Free cash flow | $8.24B | $138.81M | $-6.28B | $-2.72B | $334.57M |
| Profit margin | 1.94% | -1.19% | 0.76% | 0.87% | -1.27% |
Peer comparison
Smart narrative
UWM Holdings Corp trades at $1.35. Our Smart Value Score of 35/100 indicates the stock is weak. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.34, it sits in the distress. TTM revenue stands at $2.93B. with profit margins at -1.27%.
Frequently asked questions
What is UWM Holdings Corp's stock price?
UWM Holdings Corp (UWMC) trades at $1.35, on a P/S of 1.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is UWM Holdings Corp overvalued?
UWM Holdings Corp carries a Smart Value Score of 35/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of UWM Holdings Corp (UWMC)?
The 12-month analyst consensus target is $2.22, about 64.4% above the current $1.35. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is UWM Holdings Corp's revenue?
UWM Holdings Corp's trailing twelve-month revenue is $2.93B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
UWM Holdings Corp's Altman Z-Score is 0.34, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.36x
ROE28.91%
Beta1.82
50D MA$1.76
200D MA$3.55
Shares out0.34B
Float0.32B
Short ratio—
Avg volume18.0M
Performance
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YTD—
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5 years—