WallStSmart
UWMC

UWM Holdings Corp

NYSE: UWMC · FINANCIAL SERVICES · MORTGAGE FINANCE

$3.47
-4.93% today

Updated 2026-04-29

Market cap
$5.65B
P/E ratio
28.92
P/S ratio
1.63x
EPS (TTM)
$0.12
Dividend yield
11.00%
52W range
$3 – $7
Volume
16.5M

WallStSmart proprietary scores

61
out of 100
Grade: C+
Hold
Investment rating
9.3
Growth
A+
3.8
Quality
D
6.0
Profitability
B
5.3
Valuation
C+
4/9
Piotroski F-Score
Moderate
-0.2
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$6.22
+79.25%
12-Month target
$3.70
+6.63%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy6 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $82.02M — positive
+ Revenue growth 301.00% QoQ
Risks
- Altman Z -0.23 — distress zone
- Thin margins at 0.79%

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$2.15B$1.11B$1.91B$3.16B$3.46B
Net income$41.72M$-13.23M$14.40M$27.38M$19.41M
EPS$0.12
Free cash flow$8.24B$138.81M$-6.28B$-2.72B$82.02M
Profit margin1.94%-1.19%0.76%0.87%0.79%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
UWMC$5.65B619.36.05.33.8Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

UWM Holdings Corp trades at $3.47. representing a P/E of 28.92x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.23, it sits in the distress. TTM revenue stands at $3.46B. with profit margins at 0.79%.

Frequently asked questions

What is UWM Holdings Corp's stock price?
UWM Holdings Corp (UWMC) trades at $3.47.
Is UWM Holdings Corp overvalued?
Smart Value Score 61/100 (Grade C+, Hold).
What is the price target of UWM Holdings Corp (UWMC)?
The analyst target price is $6.22, representing +79.3% upside from the current price of $3.47.
What is UWM Holdings Corp's revenue?
TTM revenue is $3.46B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.23 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio1.63x
ROE13.40%
Beta1.98
50D MA$3.89
200D MA$4.99
Shares out0.32B
Float0.25B
Short ratio
Avg volume16.5M

Performance

1 week
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YTD
1 year
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