UWMC
UWM Holdings Corp
NYSE: UWMC · FINANCIAL SERVICES · MORTGAGE FINANCE
$3.47
-4.93% today
Updated 2026-04-29
Market cap
$5.65B
P/E ratio
28.92
P/S ratio
1.63x
EPS (TTM)
$0.12
Dividend yield
11.00%
52W range
$3 – $7
Volume
16.5M
UWM Holdings Corp (UWMC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $455.62M | $502.17M | $1.23B | $4.85B | $2.83B | $2.15B | $1.11B | $1.91B | $3.16B |
| Revenue growth (YoY) | — | +10.2% | +145.4% | +293.6% | -41.6% | -24.2% | -48.1% | +71.1% | +65.8% |
| Cost of revenue | — | — | $183.28M | $203.55M | $349.96M | $336.40M | $358.93M | $534.20M | $454.53M |
| Gross profit | $455.62M | $502.17M | $1.05B | $4.65B | $2.48B | $1.81B | $755.02M | $1.37B | $2.71B |
| Gross margin | 100.0% | 100.0% | 85.1% | 95.8% | 87.7% | 84.3% | 67.8% | 72.0% | 85.6% |
| R&D | — | — | — | — | $0.00 | $0.00 | — | — | — |
| SG&A | $44.07M | $35.31M | $463.25M | $651.00M | $831.01M | $732.43M | $700.65M | $899.00M | $264.06M |
| Operating income | $128.41M | $85.83M | $415.06M | $3.38B | $1.58B | $934.67M | $-76.29M | $335.96M | $1.83B |
| Operating margin | 28.2% | 17.1% | 33.7% | 69.8% | 55.7% | 43.5% | -6.8% | 17.6% | 58.0% |
| EBITDA | $168.77M | $136.52M | $544.20M | $3.96B | $1.62B | $984.07M | $-26.23M | $384.73M | $831.73M |
| EBITDA margin | 37.0% | 27.2% | 44.2% | 81.6% | 57.0% | 45.8% | -2.4% | 20.2% | 26.3% |
| EBIT | $128.41M | $85.83M | $415.06M | $3.38B | $1.58B | $934.67M | $-76.29M | $335.96M | $781.69M |
| Interest expense | $0.00 | $0.00 | $164.13M | $167.04M | $304.66M | $305.99M | $320.26M | $490.76M | $530.79M |
| Income tax | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $114.60M | $91.32M | $415.06M | $3.38B | $98.44M | $41.72M | $-13.23M | $14.40M | $27.38M |
| Net income growth (YoY) | — | -20.3% | +354.5% | +715.0% | -97.1% | -57.6% | -131.7% | +208.9% | +90.1% |
| Profit margin | 25.2% | 18.2% | 33.7% | 69.7% | 3.5% | 1.9% | -1.2% | 0.8% | 0.9% |