USCB
US Century Bank
NASDAQ: USCB · FINANCIAL SERVICES · BANKS - REGIONAL
$18.14
-0.06% today
Updated 2026-05-06
Market cap
$335.02M
P/E ratio
12.48
P/S ratio
3.68x
EPS (TTM)
$1.47
Dividend yield
2.33%
52W range
$15 – $21
Volume
0.0M
WallStSmart proprietary scores
68
out of 100
Grade: B
Buy
Investment rating
8.7
Growth
A4.0
Quality
C7.5
Profitability
B+6.0
Valuation
B3/9
Piotroski F-Score
Weak
-0.9
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →197 stocks currently score above 75
Price targets
Analyst target
$21.70
+19.63%
12-Month target
$18.40
+1.43%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 30.50% — above average
+ Revenue growth 14.70% QoQ
+ Debt/equity 0.43x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.93 — distress zone
- Negative free cash flow $-10.11M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $76.17M | $108.42M | $143.97M | $152.08M | $91.17M |
| Net income | $20.14M | $16.55M | $24.67M | $26.10M | $9.35M |
| EPS | — | — | — | — | $1.47 |
| Free cash flow | $28.86M | $22.38M | $33.78M | $42.50M | $-10.11M |
| Profit margin | 26.44% | 15.26% | 17.14% | 17.16% | 30.50% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-08 | LOGRONO, MARICARMEN | Sale | 197 | $18.45 |
| 2026-03-08 | GUERRA-KATTOU, MARTHA | Sale | 401 | $18.45 |
| 2026-03-08 | GOMEZ, OSCAR | Sale | 441 | $18.45 |
Peer comparison
Smart narrative
US Century Bank trades at $18.14. representing a P/E of 12.48x trailing earnings. Our Smart Value Score of 68/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.93, it sits in the distress. TTM revenue stands at $91.17M. with profit margins at 30.50%.
Frequently asked questions
What is US Century Bank's stock price?
US Century Bank (USCB) trades at $18.14.
Is US Century Bank overvalued?
Smart Value Score 68/100 (Grade B, Buy).
What is the price target of US Century Bank (USCB)?
The analyst target price is $21.70, representing +19.6% upside from the current price of $18.14.
What is US Century Bank's revenue?
TTM revenue is $91.17M.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
-0.93 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.68x
ROE12.40%
Beta0.60
50D MA$18.94
200D MA$18.21
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
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YTD—
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