USCB
US Century Bank
NASDAQ: USCB · FINANCIAL SERVICES · BANKS - REGIONAL
$18.14
-0.06% today
Updated 2026-05-06
Market cap
$335.02M
P/E ratio
12.48
P/S ratio
3.68x
EPS (TTM)
$1.47
Dividend yield
2.33%
52W range
$15 – $21
Volume
0.0M
US Century Bank (USCB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $44.75M | $58.73M | $15.03M | $76.17M | $108.42M | $143.97M | $152.08M |
| Revenue growth (YoY) | — | +31.2% | -74.4% | +406.7% | +42.3% | +32.8% | +5.6% |
| Cost of revenue | — | $12.29M | $4.07M | $9.93M | $44.82M | $64.45M | $63.67M |
| Gross profit | $44.75M | $46.44M | $15.03M | $66.23M | $63.60M | $79.52M | $88.41M |
| Gross margin | 100.0% | 79.1% | 100.0% | 87.0% | 58.7% | 55.2% | 58.1% |
| R&D | — | — | — | — | — | — | — |
| SG&A | $1.02M | $21.43M | $23.69M | $23.94M | $24.43M | $28.79M | $30.08M |
| Operating income | $14.10M | $13.41M | $7.40M | $27.09M | $21.80M | $32.48M | $35.92M |
| Operating margin | 31.5% | 22.8% | 49.2% | 35.6% | 20.1% | 22.6% | 23.6% |
| EBITDA | $-337000.00 | $14.68M | $8.43M | $27.77M | $22.39M | $33.06M | $36.37M |
| EBITDA margin | -0.8% | 25.0% | 56.1% | 36.5% | 20.6% | 23.0% | 23.9% |
| EBIT | $13.77M | $13.41M | $7.40M | $27.09M | $21.80M | $32.48M | $35.92M |
| Interest expense | $0.00 | $9.04M | $955000.00 | $7.44M | $42.45M | $61.30M | $61.86M |
| Income tax | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $10.39M | $10.82M | $5.65M | $20.14M | $16.55M | $24.67M | $26.10M |
| Net income growth (YoY) | — | +4.1% | -47.8% | +256.5% | -17.9% | +49.1% | +5.8% |
| Profit margin | 23.2% | 18.4% | 37.6% | 26.4% | 15.3% | 17.1% | 17.2% |