WallStSmart
USB

U.S. Bancorp

NYSE: USB · FINANCIAL SERVICES · BANKS - REGIONAL

$56.66
+0.87% today

Updated 2026-04-29

Market cap
$86.43B
P/E ratio
11.65
P/S ratio
3.24x
EPS (TTM)
$4.77
Dividend yield
3.64%
52W range
$38 – $61
Volume
9.9M

WallStSmart proprietary scores

71
out of 100
Grade: B
Buy
Investment rating
6.0
Growth
B
5.3
Quality
C+
7.5
Profitability
B+
6.3
Valuation
B
5/9
Piotroski F-Score
Moderate
0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$63.05
+11.28%
12-Month target
$52.29
-7.71%
Intrinsic (DCF)
Margin of safety
4 Strong Buy11 Buy9 Hold0 Sell1 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 29.30% — above average
+ Free cash flow $2.84B — positive
Risks
- Altman Z 0.39 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$27.40B$40.62B$42.71B$42.86B$26.65B$30.6B
Net income$5.83B$5.43B$6.30B$7.58B$1.95B
EPS$4.77$5.09
Free cash flow$21.12B$2.42B$11.27B$7.97B$2.84B
Profit margin21.26%13.36%14.75%17.68%29.30%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-06ROY, ARIJITBuy2,175$52.37
2026-03-05STERN, JOHN CBuy25,227
2026-03-05STARK, LISA RBuy15,767

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
USB$86.43B716.07.56.35.3Strong Buy
BRK-A$1.01T533.37.55.08.0Buy
BRK-B$1.01T543.37.55.08.0Buy
JPM$844.23B738.08.05.75.5Strong Buy
V$596.57B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

U.S. Bancorp trades at $56.66. representing a P/E of 11.65x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.39, it sits in the distress. TTM revenue stands at $26.65B. with profit margins at 29.30%.

Frequently asked questions

What is U.S. Bancorp's stock price?
U.S. Bancorp (USB) trades at $56.66.
Is U.S. Bancorp overvalued?
Smart Value Score 71/100 (Grade B, Buy).
What is the price target of U.S. Bancorp (USB)?
The analyst target price is $63.05, representing +11.3% upside from the current price of $56.66.
What is the future stock price of USB by 2030?
Our research-backed model estimates U.S. Bancorp could reach $293.92 by 2030, based on analyst consensus, management guidance, and sector analysis.
What is U.S. Bancorp's revenue?
TTM revenue is $26.65B.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
0.39 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.24x
ROE12.30%
Beta1.03
50D MA$54.35
200D MA$50.93
Shares out1.55B
Float1.55B
Short ratio
Avg volume9.9M

Performance

1 week-0.81%
1 month+8.00%
3 months-0.28%
YTD+5.27%
1 year
3 years
5 years